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Dorothy Andrews

WASHINGTON (Sept. 21, 2021)

The NAIC Welcomes Dorothy Andrews!

The National Association of Insurance Commissioner’s (NAIC’s) Research and Actuarial Services Department in the Regulatory Services Division welcomes Dorothy Andrews as its Senior Behavioral Data Scientist and Actuary. Dorothy focuses on analyzing insurance company rating models, reporting to state insurance regulators directly about her analyses, and providing related regulatory training.

Prior to joining the NAIC, Dorothy served as the Chief Behavioral Data Scientist for the Actuarial & Analytics Consortium LLC and as a consultant to the NAIC. She has more than 25 years of actuarial and statistical modeling experience with life insurance companies, property/casualty (P/C) insurance companies, reinsurance companies, international consulting firms, and government agencies. She has also served as adjunct faculty teaching predictive analytics at the University of North Carolina at Charlotte in the Mathematics and Statistics Department.

Dorothy is an associate of the Society of Actuaries (SOA), a member of the American Academy of Actuaries (Academy), a Fellow of the Conference of Consulting Actuaries (CCA), and a Certified Specialist in Predictive Analytics (CSPA). She is currently working on a Ph.D. in Media Psychology. Her research focus is on how big data and machine learning algorithms are altering our perceptions of risk and our ability to become self-determined. She believes that because insurance is becoming mediated more and more by mobile, wearable, and artificial intelligence (AI) technologies automated decision-making algorithms, human oversight is critical to ensuring they are operating ethically and with transparency to prevent disparate impacts across the insurance consumer population. Dorothy’s experience will help further the mission of the NAIC.

We are excited to have Dorothy join the NAIC team!