Don’t Wait to Prepare for Hurricane Season

Don’t Wait to Prepare for Hurricane Season

WASHINGTON (May 11, 2020) − The NAIC encourages everyone to prepare for this year’s hurricane season which starts June 1, 2020 in the Atlantic Ocean region. 

Few Americans plan how they would get out of town if they’re ordered to evacuate due to a natural disaster. Every year, thousands of people stay behind as hurricanes approach and the floodwaters rise, either unaware of or unwilling to believe they face danger. Here are a few things that people can do now to prepare for the upcoming hurricane season: 


Most homeowners insurance policies do not include flood coverage. Check your policy documents to make sure you have the coverage you need. If you don’t have appropriate coverage, you might consider purchasing flood insurance.  Be aware that most flood insurance policies do not take effect until 30 days after purchase.  


Ask someone out of state to be your “family contact” in an emergency. Make sure everyone in your family knows the contact’s address and phone number. Contact this person to let them know you are safe. Learn and practice evacuation routes. Have a pre-packed “go bag” ready to take with you when you evacuate. The bag should include essential medications, important documents, a change of clothes and cash.  


During this time of social distancing, many shelters are closed. Be sure to make a list of those that are open and put them in your “go bag”. Not all shelters are pet friendly, so be sure to check if the shelter takes pets. If necessary, make plans for how you will take care of your pet during an evacuation.  


Make sure that your important documents, like birth certificates, insurance policies and passports, are stored in a safe, dry place. Keep originals in a safe deposit box if possible. 

About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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