Consumer Guide to Using Your Health Plan

NAIC Releases Consumer Guide to Using Your Health Plan

Many consumers don't know how to make the most out of their health plans. To close the knowledge gap, the NAIC created a guide to help you understand health insurance benefits. The guide provides information on a range of health plan topics, including how to read your insurance card, out-of-pocket costs and balance billing.


About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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