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Claims for losses occurring during the NFIP grace period will be honored as long as the renewal premium has been paid in full.

Aug. 28, 2020

In Wake of Hurricane, NFIP Reminds Consumers About Grace Period Extension

WASHINGTON (August 28, 2020) -  With many consumers impacted by Hurricane Laura, FEMA reminds consumers of important information about the National Flood Insurance Program (NFIP).  

Due to COVID-19, the National Flood Insurance Program (NFIP) extended its 30-day grace period for payment of premiums up to 120 days. This applies to policies with expiration dates between February 13, 2020 and June 15, 2020. FEMA would like those policyholders to know their claims for losses occurring during the grace period will be honored as long as the renewal premium has been paid in full. 

This includes premiums that were extended under the new 120-day grace period. FEMA’s Regional Flood Insurance Liaisons are standing by to assist you with any NFIP claims issues or questions you might have relating to Hurricane Laura.  

Call your insurance agent or company, or the NFIP Call Center at 1-800-427-4661 to determine if your policy is still within a renewal grace period. 

Visit https://floodsmart.gov for additional information about the NFIP.