In Wake of Hurricane, NFIP Reminds Consumer About Grace Period Extension

In Wake of Hurricane, NFIP Reminds Consumers About Grace Period Extension

WASHINGTON (August 28, 2020) -  With many consumers impacted by Hurricane Laura, FEMA reminds consumers of important information about the National Flood Insurance Program (NFIP).  

Due to COVID-19, the National Flood Insurance Program (NFIP) extended its 30-day grace period for payment of premiums up to 120 days. This applies to policies with expiration dates between February 13, 2020 and June 15, 2020. FEMA would like those policyholders to know their claims for losses occurring during the grace period will be honored as long as the renewal premium has been paid in full. 

This includes premiums that were extended under the new 120-day grace period. FEMA’s Regional Flood Insurance Liaisons are standing by to assist you with any NFIP claims issues or questions you might have relating to Hurricane Laura.  

Call your insurance agent or company, or the NFIP Call Center at 1-800-427-4661 to determine if your policy is still within a renewal grace period. 

Visit for additional information about the NFIP. 

About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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