Congress Extends Flood Program

Statement from NAIC:

The NAIC appreciates that Congress took action to pass a four-month extension of the National Flood Insurance Program (NFIP), avoiding a lapse in the program. The NAIC urges Congress to use this time to work towards a long-term reauthorization that supports private market development and resiliency planning. These measures would help provide consumers with additional choices and help minimize the impact of damage and economic loss. State insurance regulators stand ready to assist Congress in tackling the challenges of NFIP reauthorization and reform.

About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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