NAIC Statements on U.S. Supreme Court Upholding ACA Subsidies

Statement from Monica J. Lindeen, NAIC President and Montana Commissioner of Securities and Insurance

"Uncertainty in insurance is not a good thing. The decision allows regulators, consumers and the industry a level of certainty that supports stability for insurance markets in our states. The NAIC will continue to support state insurance departments – as we have done since the passage of the ACA – and ensure consumers are protected, regardless of the type of exchange in any given state. There are still a number of challenging issues facing health insurance consumers across the country, and U.S. insurance regulators are working together through the NAIC to promote stable and competitive markets."

Statement from Roger Sevigny, New Hampshire Insurance Commissioner and Chair of the NAIC Health Insurance and Managed Care (B) Committee

"Resolution in this area allows the NAIC's work to focus on other challenges in the health insurance sector such as network adequacy and consumer information. There is a lot to be done, and the NAIC will support states by providing information and resources to state regulators so that they may best serve their consumers and markets."

Statement from Senator Ben Nelson, NAIC CEO

"The NAIC supports every state – regardless of the type of exchange – as they continue to work through a number of issues related to health reform. This decision allows our members to move forward with a level of confidence that their markets will not see significant disruption due to a paradigm shift. We will continue to assist states as they carry out the important work of regulating strong and competitive markets for consumers."

About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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