Health Coverage Policy and Regulation
NAIC frequently develops letters, testimony, and other materials in support of state and federal policymaking on health insurance coverage. Find health-related documents below as well as links to additional resources.
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Essential Health Benefits
The Federal rule defines EHB based on state-specific benchmark plans. CCIIO has posted a summary of each state's EHB-benchmark plan on their website. These policy documents contain additional details about the “base” benchmark plans. Although they may not reflect all EHB and ACA requirements, including all the limitations and benefits covered by the EHB-benchmark, these documents are available to assist issuers when designing EHB plan benefits that are substantially equal to the EHB-benchmark plan.