Insurance regulators face various challenges in this domain including: the magnitude of losses creating affordability/availability issues in previously insurable lines of business; growing industry exposure while percentage of costs covered by insurance simultaneously shrinks; increasing global engagement in the insurance sector on climate-related risks; flood events revealing low-levels of flood insurance coverage and potentially illustrating the need for a growing private market; consumer underinsurance issues; and an increased need for incentives aimed at household and community risk reduction action and more broad-based resilience efforts.

Authors of selected research proposals will have the opportunity to present at a CIPR session during the NAIC Fall National Meeting in Indianapolis, IN November 14-17, 2020. More details available here.