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Publications

Resources for Insurance Industry Insights and Tools

We offer a vast amount of free and paid publications that include various manuals, statistical reporting from various insurance industries, data industry combines files, forecasting tools and instructions that guide our various clients.

Technical Support

Paid publications come with technical support and 24/7-365 live chat provided by OSS vendor, VitalSource. Additional features include: personal notes, highlighting text, audio playback, search, and print capabilities.

Printing & Shipping

We no longer print or ship publications. All free publications are currently available to download, for immediate access.

Refund Policy

Please be advised that all paid publications are non-refundable.

Consumer's Guide to Annuities

ANB-LP, ANB-LE, ANB-LS

While focusing on deferred annuity contracts, the publication covers the annuity purchasing process from start to finish and includes questions customers should ask their agent or company along the way.

  • ANB-LP

    Buyer’s Guide for Deferred Annuities

    Free Download
  • ANB-LE

    Buyer’s Guide to Fixed Deferred Annuities

    Free Download
  • ANB-LS

    Understanding Life Settlements: Selling Your Life Insurance Policy

    Free Download

Consumer's Guide to Auto Insurance

AUT-PP

Auto insurance is an expensive purchase for most Americans and shopping for it can be confusing. This publication simplifies the purchasing process and offers practical guidelines that can help lower the cost of coverage while increasing the value received. Complete with a listing of state laws governing the industry, the guide is a best bet for those looking to make informed decisions about auto insurance and get the most for their money.

Consumer's Guide to Cancer Insurance

CAX-PP

The decision of whether to purchase cancer insurance can be a challenging one. While cancer treatment accounts for 10 percent of all U.S. health expenses, the policy will only provide benefit if one is afflicted with the disease. This guide briefly discuses key questions regarding cancer insurance and advises on the variation in cost and coverage of policies sold. The issues brought forth in this publication may also be useful when considering the purchase of other disease-specific insurance policies.

Consumer's Guide to Earthquake Insurance

EQU-PP

Designed to educate consumers about the need to consider purchasing earthquake insurance. Helps consumers understand what earthquake policies cover and how they work. Also includes information on smart shopping strategies and steps to take in protecting homes. Illustrates the seismic risk the country faces and facilitates financial preparedness through an understanding of earthquake insurance.

Consumer's Guide to Homeowners Insurance

HOI-PP

Delivers basic information to guide consumers through the assessment, selection and purchase of home insurance. Publication explains situations in which having homeowners' insurance may be mandatory, details the basic coverage options available to consumers and answers the most common questions associated with this offering. The guide aims to help consumers obtain a policy that provides them with a level of coverage that satisfies all their needs, but does so at the lowest possible cost. Includes a complete listing of state insurance departments.

Consumer's Guide to Life Insurance

LIG-LP

The Life Insurance Buyer's Guide is a one-stop-shop for information related to life insurance. It provides useful insight into the types of policies available and helps you estimate how much insurance will provide adequate coverage, depending on your individual need. With a focus on finding the right policy at a good value, the publication details important facts to discuss with insurance providers and addresses the implications associated with dropping a policy once it has been purchased.

Consumer's Guide to Long-Term Care Insurance

LTC-LP

This guide presents current and potential users of long-term care insurance with valuable information. For those considering the purchase of long-term care insurance, buyers' guidelines are incorporated in a consumer-friendly, easy-to-read format. The guide includes an overview of long-term care insurance, as well as payment and purchasing options, worksheets, shopping tips and the various policy and benefit plans available. The guide also contains a comprehensive contact list for every state insurance department. Updated annually. Revised in 2019. 

  • LTC-LP

    A Shopper's Guide to Long-Term Care Insurance

    Free Download

Consumer's Guide to Medigap

MED-LP

Provides advice for consumers faced with the decision of whether to purchase Medicare supplement insurance.

Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205)

GCA-ZU

This guide helps insurers comply with state regulatory requirements regarding annual audited financial reports and related correspondence. It summarizes key provisions of each state's requirements based on the Annual Financial Reporting Model Regulation (MDL-205), commonly known as the Model Audit Rule. A detailed chart includes statutory citations, filing deadlines, workpaper requirements, audit committee requirements and much more. Recently published in 2021.

  • GCA-ZU

    Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205)

    Free Download

Health and Welfare Plans Under the Employee Retirement Income Security Act: Guidelines for State and Federal Regulation

ERS-OM

This handbook provides state insurance regulators with a resource guide to help them through the labyrinth of ERISA preemption analysis. ERISA, a federal statute that establishes a comprehensive regulatory framework for employee pension benefit plans, preempts most state laws. However, ERISA exempts from federal preemption any state law that regulates the business of insurance - but determining whether a state law is preempted by ERISA can be complex and confusing. Copyright 2022

Model Laws, Regulations, Guidelines and Other Resources

MDL-SP23-OSS, MDL-SU23-OSS, MDL-FA23-OSS

This product provides access to every NAIC model law, regulation, and guideline currently published. By selecting this publication, it allows access to Account Manager to view state law charts related to the Model Laws. Included with every model is a state action page that cites each state's enacted model or similar legislation. Many models also include a legislative history (Proceedings Citations) that explains why the model was adopted and why certain provisions were included. Compendium of State Laws that pertain to one or more NAIC Model Laws are made available online through the NAIC's Account Manager with the purchase of the Model Laws product. The Table of Contents for the Model Laws products will include an index of the compatible charts for cross referencing (Related Charts: State Laws on Insurance Topics), and the charts themselves will be available via a link in the NAIC's Account Manager system. Published three times annually following the NAIC's Spring, Summer, and Fall National Meetings.

The publication is now available as a PDF via an online subscription service (OSS) through Account Manager. Subscriptions are specific to an individual user and access to the platform requires a redemption code, which will be provided via email following verification of the purchase.  Information will be provided at the beginning of each product showing the updated material within the product. Access to Related Charts: State Laws on Insurance Topics will be available via a link in Account Manager.

Individual Model Laws
Model Law Development

  • Online Subscription
    Pricing Per User

  • MDL-SP23-OSS

    2023 Model Laws (with Spring National Meeting Updates)

    $232.00

  • MDL-SU23-OSS

    2023 Model Laws (with Summer National Meeting Updates)

    $232.00

  • MDL-FA23-OSS

    2023 Model Laws (with Fall National Meeting Updates)

    $232.00

Post-Disaster Claims Guide

HOI-CG

After a disaster hits, make sure you and your family are safe.

Retaliation: A Guide to State Retaliatory Taxes, Fees, Deposits and Other Requirements

RET-ZU

The Retaliation Guide offers a complete listing of each state's retaliatory tax rates resulting from companies selling insurance products across state lines. This publication includes important information about other taxes and assessments, exclusions and deductions, credits, payment due dates, penalties, extensions, fees and deposits. Volume I tracks changes in laws and fees; Volume II includes information on state tax forms. Updated annually.

Model Laws, Regulations, Guidelines and Other Resources

MDL-SP23-OSS, MDL-SU23-OSS, MDL-FA23-OSS

This product provides access to every NAIC model law, regulation, and guideline currently published. By selecting this publication, it allows access to Account Manager to view state law charts related to the Model Laws. Included with every model is a state action page that cites each state's enacted model or similar legislation. Many models also include a legislative history (Proceedings Citations) that explains why the model was adopted and why certain provisions were included. Compendium of State Laws that pertain to one or more NAIC Model Laws are made available online through the NAIC's Account Manager with the purchase of the Model Laws product. The Table of Contents for the Model Laws products will include an index of the compatible charts for cross referencing (Related Charts: State Laws on Insurance Topics), and the charts themselves will be available via a link in the NAIC's Account Manager system. Published three times annually following the NAIC's Spring, Summer, and Fall National Meetings.

The publication is now available as a PDF via an online subscription service (OSS) through Account Manager. Subscriptions are specific to an individual user and access to the platform requires a redemption code, which will be provided via email following verification of the purchase.  Information will be provided at the beginning of each product showing the updated material within the product. Access to Related Charts: State Laws on Insurance Topics will be available via a link in Account Manager.

Individual Model Laws
Model Law Development

  • Online Subscription
    Pricing Per User

  • MDL-SP23-OSS

    2023 Model Laws (with Spring National Meeting Updates)

    $232.00

  • MDL-SU23-OSS

    2023 Model Laws (with Summer National Meeting Updates)

    $232.00

  • MDL-FA23-OSS

    2023 Model Laws (with Fall National Meeting Updates)

    $232.00

Consumer's Guide to Annuities

ANB-LP, ANB-LE, ANB-LS

While focusing on deferred annuity contracts, the publication covers the annuity purchasing process from start to finish and includes questions customers should ask their agent or company along the way.

  • ANB-LP

    Buyer’s Guide for Deferred Annuities

    Free Download
  • ANB-LE

    Buyer’s Guide to Fixed Deferred Annuities

    Free Download
  • ANB-LS

    Understanding Life Settlements: Selling Your Life Insurance Policy

    Free Download

Consumer's Guide to Auto Insurance

AUT-PP

Auto insurance is an expensive purchase for most Americans and shopping for it can be confusing. This publication simplifies the purchasing process and offers practical guidelines that can help lower the cost of coverage while increasing the value received. Complete with a listing of state laws governing the industry, the guide is a best bet for those looking to make informed decisions about auto insurance and get the most for their money.

Consumer's Guide to Cancer Insurance

CAX-PP

The decision of whether to purchase cancer insurance can be a challenging one. While cancer treatment accounts for 10 percent of all U.S. health expenses, the policy will only provide benefit if one is afflicted with the disease. This guide briefly discuses key questions regarding cancer insurance and advises on the variation in cost and coverage of policies sold. The issues brought forth in this publication may also be useful when considering the purchase of other disease-specific insurance policies.

Consumer's Guide to Earthquake Insurance

EQU-PP

Designed to educate consumers about the need to consider purchasing earthquake insurance. Helps consumers understand what earthquake policies cover and how they work. Also includes information on smart shopping strategies and steps to take in protecting homes. Illustrates the seismic risk the country faces and facilitates financial preparedness through an understanding of earthquake insurance.

Consumer's Guide to Homeowners Insurance

HOI-PP

Delivers basic information to guide consumers through the assessment, selection and purchase of home insurance. Publication explains situations in which having homeowners' insurance may be mandatory, details the basic coverage options available to consumers and answers the most common questions associated with this offering. The guide aims to help consumers obtain a policy that provides them with a level of coverage that satisfies all their needs, but does so at the lowest possible cost. Includes a complete listing of state insurance departments.

Consumer's Guide to Life Insurance

LIG-LP

The Life Insurance Buyer's Guide is a one-stop-shop for information related to life insurance. It provides useful insight into the types of policies available and helps you estimate how much insurance will provide adequate coverage, depending on your individual need. With a focus on finding the right policy at a good value, the publication details important facts to discuss with insurance providers and addresses the implications associated with dropping a policy once it has been purchased.

Consumer's Guide to Long-Term Care Insurance

LTC-LP

This guide presents current and potential users of long-term care insurance with valuable information. For those considering the purchase of long-term care insurance, buyers' guidelines are incorporated in a consumer-friendly, easy-to-read format. The guide includes an overview of long-term care insurance, as well as payment and purchasing options, worksheets, shopping tips and the various policy and benefit plans available. The guide also contains a comprehensive contact list for every state insurance department. Updated annually. Revised in 2019. 

  • LTC-LP

    A Shopper's Guide to Long-Term Care Insurance

    Free Download

Consumer's Guide to Medigap

MED-LP

Provides advice for consumers faced with the decision of whether to purchase Medicare supplement insurance.

Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205)

GCA-ZU

This guide helps insurers comply with state regulatory requirements regarding annual audited financial reports and related correspondence. It summarizes key provisions of each state's requirements based on the Annual Financial Reporting Model Regulation (MDL-205), commonly known as the Model Audit Rule. A detailed chart includes statutory citations, filing deadlines, workpaper requirements, audit committee requirements and much more. Recently published in 2021.

  • GCA-ZU

    Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205)

    Free Download

Health and Welfare Plans Under the Employee Retirement Income Security Act: Guidelines for State and Federal Regulation

ERS-OM

This handbook provides state insurance regulators with a resource guide to help them through the labyrinth of ERISA preemption analysis. ERISA, a federal statute that establishes a comprehensive regulatory framework for employee pension benefit plans, preempts most state laws. However, ERISA exempts from federal preemption any state law that regulates the business of insurance - but determining whether a state law is preempted by ERISA can be complex and confusing. Copyright 2022

Post-Disaster Claims Guide

HOI-CG

After a disaster hits, make sure you and your family are safe.

Retaliation: A Guide to State Retaliatory Taxes, Fees, Deposits and Other Requirements

RET-ZU

The Retaliation Guide offers a complete listing of each state's retaliatory tax rates resulting from companies selling insurance products across state lines. This publication includes important information about other taxes and assessments, exclusions and deductions, credits, payment due dates, penalties, extensions, fees and deposits. Volume I tracks changes in laws and fees; Volume II includes information on state tax forms. Updated annually.

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