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Consumer Insight

Nov. 11, 2025

NAIC Standing Committees

The NAIC committee system is a cornerstone of collaboration among state insurance regulators. Through this structure, regulators work together to establish standards and best practices, conduct peer reviews, and coordinate regulatory efforts to address both current and emerging issues. 

The committee structure is composed of standing committees, task forces, and various working groups and subgroups, each contributing to the development of work such as model laws, oversight strategies, and consumer protections. Standing Committees serve as primary bodies within this framework, focused on a major area of insurance regulation such as life, health, property and casualty, financial condition, and innovation. 
 

Life Insurance and Annuities (A) Committee

 

Health Insurance and Managed Care (B) Committee

 

Property and Casualty Insurance (C) Committee



Market Regulation and Consumer Affairs (D) Committee

 

Financial Condition (E) Committee

 

Financial Regulation Standards and Accreditation (F) Committee

 

Innovation, Cybersecurity, and Technology (H) Committee

About the National Association of Insurance Commissioners

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally.