Celebrating 80 Years of McCarran-Ferguson

In 1945, Congress passed the McCarran-Ferguson Act, which reaffirmed the pivotal role of states in insurance regulation. As we commemorate this milestone anniversary, we acknowledge the enduring importance of state-based regulation in safeguarding consumers and keeping markets stable.

Navigating Disasters

When natural disasters strike, insurance Commissioners are there to help. Explore our support services to help regulators and consumers manage catastrophic events.

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The Power of Community

For over 150 years, NAIC members have united across political and geographic lines to protect consumers and stabilize markets. In a world full of challenges and division, our commitment to supporting one another fuels our progress, growth, and effectiveness.

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NAIC Letter on House-passed Reconciliation Legislation

May. 29, 2025

Building Resilience: State Regulators and Natural Disaster Preparedness

May. 28, 2025

"Stronger, Smarter, and More Resilient Together": NAIC President Jon Godfread's Welcome Remarks at the 2025 NAIC International Insurance Forum

Jun. 9, 2025

NAIC Letter to Senate Urging Removal of AI Moratorium in Reconciliation

Jun. 4, 2025

The NAIC International Fellows Program Celebrates 20th Anniversary

Jun. 3, 2025

State Insurance Regulators Lead Global Collaboration at 2025 NAIC II Forum

May. 29, 2025

Insurance Commissioners Drive Consumer Protection Strategies Forward

May. 29, 2025

NAIC Releases Homeowners Insurance Report for 2022

May. 21, 2025

NAIC Survey Reveals Majority of Health Insurers Embrace AI

May. 20, 2025

State Insurance Regulators Advance Top Priorities at NAIC Commissioner Fly-In

May. 13, 2025

NAIC Spring Virtual Intl. Fellows Program Draws 202 Foreign Regulators

Apr. 28, 2025

NAIC Releases 2023 Profitability Report

Apr. 22, 2025

Supporting Regulators and Insurance Standards in America since 1871

We assist state insurance regulators, individually and collectively, in serving the public interest. Together, we protect consumers and ensure fair, competitive, and healthy insurance markets.

Trusted Advice

By setting standards and best practices, conducting peer reviews, providing regulatory support functions, and coordinating regulatory oversight, we help support compliant and informed decisions.

Reliable Expertise

By providing business intelligence, analytics, and reports for regulatory oversight functions, our efforts help make the U.S. one of the strongest and most resilient insurance markets in the world.

Consumer Protection

Through an agile, state-based system, we provide unique, dedicated, and unparalleled support for regulators and consumers from the 50 states, the District of Columbia and five U.S. territories.

Celebrating 80 Years of McCarran-Ferguson

In 1945, Congress passed the McCarran-Ferguson Act. This landmark legislation reaffirmed the pivotal role of states in insurance regulation, allowing provisions to address the unique needs of each state's residents. As we commemorate this significant milestone, we acknowledge the enduring importance of state-based regulation in safeguarding insurer solvency, maintaining competitive markets, protecting consumers, and ensuring financial stability.