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Photo Lynn Hua Research Fellow

March 9, 2026

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Provider-Sponsored Plans and Medical Loss Ratio Regulation

CIPR Research Fellows Talk

Monday, March 9th

10:00am - 11:00am Central

Dr. Lynn Hua, Georgia State University

Register Here

CIPR Research Fellows Talks are designed to foster a collaborative exchange between insurance regulators and the research community. Dr. Hua will present her initial findings on medical loss ratio regulation and market power. Regulators will be invited to provide feedback and share perspectives to help refine and improve the outcomes of this research project.

Dr. Lynn M. Hua is an Assistant Professor at the Maurice R. Greenberg School of Risk Science at Georgia State University. Her research interests include studying the design and regulation of health insurance markets and how to use incentives to promote quality and value in healthcare. 

Learning Objectives:

  • Learn about vertical integration in health care and why integrated systems may choose to own and operate their own health plans
  • Learn about medical loss ratio standards introduced by the Affordable Care Act - the ratio of a firm's expenditures on medical claims and quality improvements to its premium revenues

The CIPR Research Fellows Program is intended to foster new and innovative research in insurance regulation by providing resources to researchers working in this field. For more information about the program and our current Fellows, see our webpage.

This program is pre-qualified for NAIC Designation Renewal Credits (DRCs). Active designees may apply awarded credits toward the current renewal cycle. Visit the Designation Program website for more information.

About the National Association of Insurance Commissioners

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally.