On October 17, 2024 the Tennessee Department of Commerce and Insurance issue Bulletin 24-04 to all companies licensed or authorized to write property and Casualty Insurance in Tennessee. The state has recently experienced devastating severe weather and flooding from Hurricane Helene, affecting significant portions of the state. These tragic events have resulted in the destruction of property and the displacement of many Tennesseans.

In accordance with Tenn. Code Ann. §§ 56-1-409(b), 56-8-107(a), and 56-14-109(c), the Department is requiring all property and casualty insurance companies licensed or authorized in Tennessee, including eligible surplus lines insurers and companies that write private and/or excess flood insurance coverage, to complete the claims reporting spreadsheet and submit it through the NAIC RDC Portal.

Only claims relating to Hurricane Helene should be reported, and non-catastrophe claims should be excluded. The first report is due Tuesday, November 5, 2024, for claims reported as of Thursday, October 31, 2024.

The reports must be submitted using the prescribed template, available here. The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_TN2024HELENE_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacall group," and selecting "TN_2024_HELENE."

The table below outlines the schedule for data call submissions. Instructions and definitions for the data call are here.

On October 2nd, 2024, the South Carolina Department of Insurance sent a notice to all companies licensed or authorized to write property and casualty insurance in South Carolina asking for claims data related to Hurricane Helene.

In accordance with South Carolina Code of Laws Section 38-13-160, the South Carolina Department of Insurance is requiring all authorized property and casualty insurance companies, including licensed insurers, eligible surplus lines insurers, and companies that write private and/or excess flood insurance coverage, to complete the attached claims reporting spreadsheet and submit it through the NAIC RDC Portal. 

Only claims relating to Hurricane Helene should be reported; non-catastrophe claims should be excluded.  The first report is due Wednesday, October 11, 2024 for claims reported as of Friday, October 04, 2024. 

The reports must be submitted using the prescribed template, available here (updated 10-8-24). The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_SC2024HELENE_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacall group," and selecting "SC_2024_HELENE."

The table below outlines the schedule for data call submissions. 

On August 18, 2024, Connecticut was significantly affected by a severe rain event, which caused wide-spread storm and flood damage. On August 22, 2024, the Connecticut Insurance Department advised insurers that Bulletin IC-29 and Bulletin IC-31 were activated because Governor Ned Lamont declared a State of Emergency.

Due to the severity of the event, Insurance Commissioner Andrew N. Mais is requiring that property and casualty insurers (including surplus lines or non-admitted insurers) report all covered and denied claims associated with this event including private flood claims.

The required claim data is limited to claims related to the August 18^th storm in Fairfield, New Haven and Litchfield counties. 

The National Association of Insurance Commissioners will collect the required data on behalf of the Department. 

In order to access to the data collection software, all company contacts who plan to submit data on behalf of the group will need to send an email to help@naic.org requesting that they be assigned the role highlighted below. In order to avoid unnecessary delays filing your first report, please send the email to NAIC help desk as soon as you know who will be submitting the data on your group’s behalf.

The reports must be submitted using the prescribed template, available HERE .

The template includes all coverage types and should be submitted to the data call in RDC labeled CT_2024_FLOOD. The role to request from the NAIC for this data call is RDC_CT2024FLOOD_USER_PR.

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC” as the "datacall group," and select the correct file name you are submitting. Before attempting to submit a file, please review the "File Submission Guide."

The first report is due by September 7, 2024, containing cumulative claims data as of August 30, 2024. Below is the reporting schedule:

INTRO TAB

Please note the intro tab has yellow highlighted data fields that must be completed. NAIC Group Code is a required field. Your file will fail without it. If you are not part of a group and therefore have no group code/name, please include your company code and name.

RESIDENTIAL PROPERTY TAB

The intent of this tab is to collect cumulative losses on an aggregate level for all residential property coverage.

COMMERCIAL PROPERTY TAB

The intent of this tab is to collect cumulative losses on an aggregate level for all commercial property coverage.

PERSONAL AUTO TAB

The intent of this tab is to collect cumulative losses on an aggregate level for all private personal auto coverages.

COMMERCIAL AUTO TAB

The intent of this tab is to collect cumulative losses on an aggregate level for all commercial auto coverages.

BUSINESS INTERRUPTION TAB

The intent of this tab is to collect cumulative losses on an aggregate level only for the BI coverage found within commercial property policies.

PRIVATE FLOOD RESIDENTIAL & COMMERCIAL

***If there was coverage for flood please report this information on the residential or commercial flood tab only

The intent of these tabs is to collect cumulative losses on an aggregate level for all Private flood claims coverages.

ALL OTHER LINES OF BUSINESS TAB

The intent of this tab is to collect cumulative losses on an aggregate level for any line of business not identified in the previous tabs.

On June 24, 2024, Washington Insurance Commissioner, Mike Kreidler, issued a data call for the August 2023 Washington Gray and Oregon Road wildfires.

Property & Casualty insurers with fire loss claims due to the fires are instructed to submit pre-loss coverage limits and post-loss claim payouts. The Commissioner is also requesting all excess and surplus line companies that may be affected to voluntarily respond to this data call so the state of Washington has a complete picture of the fire loss.

To access the data collection software, all company contacts who plan to submit data on behalf of the company will need to send an email to help@naic.org requesting that they be assigned the two roles listed and highlighted below. To avoid unnecessary delays filing your first report, please send the email to NAIC help desk as soon as you know who will be submitting the data on your company’s behalf.

The first template, "WA_2024_FIREALLLINES", includes all coverage types and should be submitted to the data call in RDC labeled WA_2024_FIREALLLINES. The role to request from the NAIC for this data call is RDC_WA2024FIREALLLINES_USER_PR.

The second template, “WA_2024_RESIDENTIALFIRE”, includes residential property only and should be submitted to the data call in RDC labeled WA_2024_RESIDENTIALFIRE. The role to request from the NAIC for this data call will be RDC_WA2024RESIDENTIALFIRE_USER_PR.  

Once the permissions are assigned, the reports must be submitted by logging into the NAIC reporting portal, selecting "PAC” as the "datacall group," and select the correct data call for the file you are submitting. Before attempting to submit a file, please review the "File Submission Guide." 

Each company that has a loss associated with the wildfire event should submit the required information. Please do not submit one file for an entire group. 

Companies that have no data to report do not need to submit a file.

The first report is due by August 15, 2024, containing cumulative claims data as of July 31, 2024. Below is the reporting schedule: 

On September 1, 2023, the State of Hawaii’s Department of Commerce and Consumer Affairs’ (DCCA) Insurance Division (HID), issued Memorandum 2023-4E to all licensed and surplus lines property and casualty insurers.

The Insurance Commissioner, through HID, requests that all property and casualty insurers and surplus lines carriers report information regarding claims related to wildfire and wind damage which stemmed from the State of Hawaii August 8, 2023, disaster.

Insurers will report semi-monthly, with the first report due by September 15, 2023, and containing cumulative claims data as of August 31, 2023. Insurers will file subsequent reports by the last day and 15th day of each month, with each report containing cumulative claims data as of the immediate previous semi-monthly period.

There are two non-claim reporting schedules that must be completed with all relevant information. One schedule is a Reinsurance Reporting schedule, and the other is a Total Insured Value Reporting by zip code and line of business schedule. Only information associated with, or due to, the August 2023 wildfires and wind events in Hawaii is required for the non-claims reporting.

The reports must be submitted using the prescribed template, available here (UPDATED 4/30/2024). The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_HI2023WILDFIRES_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacall group," and selecting "HI_2023_WILDFIRES."

Before attempting to submit a file, please review the "File Submission Guide."

On July 9, 2023, Governor Phil Scott declared a State of Emergency in response to the severe flooding and heavy rainfall that occurred in July 2023.

This data call was issued by Kevin J. Gaffney, Commissioner of the Department of Financial Regulation (DFR), in Bulletin #227 to collect claims data associated with the flooding and rain events.

Property and casualty insurers (including surplus lines or non-admitted insurers) were requested to report claims associated with the flooding and rain events that occurred in Vermont, with a date of loss between 7/7/2023 and 9/1/2023. Claims data is not limited to claims within the time period and/or counties identified in FEMA's disaster notices. 

The first report is due by November 17, 2023, containing cumulative claims data as of October 31, 2023. The department will request a second report, and the due date will be shared when it is available.

The reports must be submitted using the prescribed template, available here. The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_VT2023FLOOD_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacall group," and selecting "VT_2023_FLOOD."

Before attempting to submit a file, please review the "File Submission Guide."

On May 2, 2023, the Arkansas Insurance Department (AID) issued Bulletin NO. 8-2023 to all licensed and surplus lines property/casualty insurance carriers.

AID is requesting that all property and casualty insurers (including Surplus Lines carriers) respond to this tornado related data call. Companies shall report information regarding claims associated with the tornado events that took place in Arkansas on March 31, 2023.

The report must be submitted using the prescribed template, available here. The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_ARTORNADO_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacallgroup," and selecting "AR_2023_TORNNADOES."

Before attempting to submit a file, please review the "File Submission Guide."

AID will provide updated frequently asked questions as needed based on questions received. Please submit questions to Jimmy Harris at jimmy.harris@arkansas.gov. 

On June 16, 2022, the New Mexico Office of the Superintendent of Insurance issued Bulletin 2022-012 to all licensed and surplus lines property/casualty insurance carriers.

Beginning April 22, 2022, the Honorable Michelle Lujan-Grisham, Governor, declared a series of wildfire emergencies in New Mexico. Pursuant to those emergency orders, the Office of the Superintendent of Insurance, is requesting that property and casualty insurers (including Surplus Lines carriers) respond to this fire-related data call. Companies are to report information regarding claims associated with the wildfire events that took place in New Mexico, starting in April 2022.

The report must be submitted using the prescribed template, available here. The report must be submitted through the NAIC system. To access the system, you will need to email help@naic.org requesting the following permission: RDC_NMFIRE_USER_PR. Please be sure to do this early to ensure timely submission. 

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacallgroup," and selecting "NM_2022_WILDFIRE."

Before attempting to submit a file, please review the "File Submission Guide" available here. 

OSI will provide updated frequently asked questions as needed based on questions received. Please submit questions to Anna Krylova at Anna.Krylova@state.nm.us.