PBR Data
Legal Disclaimer

Beginning in January, 2018, the tables required under VM-20 and VM-22 of the NAIC Valuation Manual will be published on the NAIC website home page ( ).  The information contained in the tables provided herein is derived through use of the methodology as defined in VM-20 and VM-22, including use of information provided by various third-parties. All such information is believed to be accurate and reliable; however, the truth, accuracy and completeness thereof is necessarily dependent upon the source of the information. There is also the possibility of human or mechanical error in the production or transmission of information as well as the possibility of incomplete or untimely disclosure by any third-party providers of such information. Therefore, all information provided herein is provided on an "as is" basis without any representation or warranty of any kind, and THE NAIC HEREBY EXPRESSLY DISCLAIMS ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES OF ANY KIND INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE . All users of the information contained herein assume sole responsibility and risk for its use and agree to indemnify and hold the NAIC harmless from and against any liability or claim of any person or entity that is attributable to the use, inability to use, or improper use by any user of this information.

AG 38 / VM-20 Mortality Improvement Scale
VM-31 Templates

Pat Allison
Managing Life Actuary
Phone: 816-783-8528

Jim Stinson
PBR Life Associate Actuary
Phone: 816-783-8428

Reggie Mazyck
Life Actuary
Phone: 202-471-3991


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