The National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. Founded in 1871, the U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia, and five U.S. territories to coordinate regulation of multistate insurers.
Our Focus: Our Members and our Mission
Our members are state insurance regulators from diverse backgrounds—but are united in their shared commitment to set standards and ensure fair, competitive, and healthy insurance markets to protect consumers. The singular mission of the NAIC is to support our members in these noble causes.
Constantly Evolving and Adapting
In addition to safeguarding the insurance sector, we also provide consumer protection and education, data collection and analysis, technology, financial assessments and reporting, and licensing and testing.
Thinking Nationally, Acting Locally
Our state-based system brings regulators together and empowers them to act in the best interests of the people in their states. At the same time, we also enable commissioners to collaborate and learn from each other, while applying resources to individual states’ needs.
Unwavering Commitment to Protection
Insurance is a promise to be there when people need protection most. We provide training and accreditation programs to regulators at all levels and education for consumers.
Our primary regulatory priorities for 2022 are decided by our members, who continue to work on these crucial priorities and other important issues impacting consumers and the industry throughout the year. Our top priorities are in no specific order.
Cybersecurity, Consumer Data/AI, & Innovation Through “H” Committee
We will continue to analyze cybersecurity risks, data privacy protections, and advancements in Artificial Intelligence to assess if current state laws and regulatory tools are sufficiently protecting consumers.
Race and Insurance
We are committed to examining and addressing practices in the insurance sector that could create barriers of potentially disadvantaged people of color and/or historically underrepresented groups.
Long-Term Care Insurance
We assist regulators in addressing LTCI rate increase review and approval processes, insurer reserve adequacy, and facilitating innovative product offerings.
Dean L. Cameron
Director, Idaho Department of Insurance
Director, Missouri Department of Commerce and Insurance
Andrew N. Mais
NAIC Vice President
Commissioner, Connecticut Insurance Department
Commissioner, North Dakota Insurance Department
Chief Executive Officer
Chief Operating Officer and Chief Legal Officer
Our three-year blueprint for the NAIC’s future shows the way toward building on existing strengths. We provide a nexus for innovation and a hub of resources for insurance departments to draw upon.
Safe, Solvent and Stable Markets
Provide state insurance regulators with data, training, and tools required to support a collaborative regulatory environment that fosters stable financial markets and reliable and affordable insurance products.
Consumer Protection and Education
Ensure that consumer protections keeps pace with changes in the marketplace and consumers have information and education needed for informed decision-making.
Superior Member Services and Resources
Disseminate resources to help regulators set standards and best practices, provide regulatory support functions, and educate consumers and stakeholders on U.S. state-based insurance regulation.
The NAIC is a dynamic organization that places a premium on creativity and innovation. Explore our open opportunities for your chance to join our team.
Select a state or jurisdiction for insurance department contact information.