Skip to main content
Property & Casualty Insurance Market Intelligence Data Call

Property & Casualty Insurance Market Intelligence Data Call

2024 Key Dates
March 8, 2024 Letter sent to companies
June 6, 2024 Data due from companies

Insurance regulators have agreed to participate in a property and casualty market intelligence data call to collect data related to homeowners insurance.  This data will assist state insurance regulators in better understanding homeowner insurance markets at a state and ZIP Code level, including how coverages and deductibles have impacted affordability and availability challenges.

The Data Call and Definitions and other documentation relevant to the data call can be found in the Resources section of this page. The data call requests data for the years 2022, 2021, 2020, 2019 and 2018.

Each participating jurisdiction, using their applicable legal authority, requires submission of data related to homeowners insurance. To the extent permitted by applicable state law, your company’s data will be kept confidential. Participating states collect the confidential information under agreement with the NAIC, which requires the NAIC to protect and maintain the information as confidential. All confidential information shall be protected and maintained in accordance with such agreement and using reasonable security measures similar to those measures used by the NAIC for the protection of its own confidential information.

It is the responsibility of the company to verify that the company’s filings meet the requirements of the data request.

Data shall be submitted via the NAIC’s RDC application by June 6, 2024.

Questions concerning the data call should be directed to

NAIC Members also have agreed to share an anonymized subset of the data collected with the U.S. Department of the Treasury’s Federal Insurance Office (FIO) to avoid undue duplication of efforts and compliance burdens on the U.S. insurance industry.


Step 1: Obtain a User ID and Password 

You should request your User IDs and role assignments now, so you will be prepared to submit the data call by the deadline. Here’s what you need to do:

If submitting data for your company, you should obtain a User ID and password by contacting the NAIC Helpdesk at Indicate that you will need access to RDC for submission of the 2024 HOMEOWNERS data call and identify the role to be assigned, RDC_2024HOMEOWNERS_USER_PR.

Once the permission is assigned, the report must be submitted by logging into the NAIC reporting portal, selecting "PAC" as the "datacall group," and selecting "2024_HOMEOWNERS."

Please note users will be required to use Multi-Factor Authentication (MFA). MFA adds an extra layer of security for users, helping protect against unauthorized access by requiring an additional form of authentication beyond username and password. After logging in, users will be prompted to set an MFA type of their choice including Okta Verify, Google Authenticator, Voice Call Authentication, Email Authentication, and SMS Authentication. There are help documents for implementing specific MFA factors on the NAIC Help Page.

Step 2: Read the documents on this website to familiarize yourself with the definitions needed to be understood to accurately complete the survey. 

Step 3: Complete the Data Call Report

1. Read the Resource documents for common questions about the data call and data call process.
2. Review the "How to Upload the Homeowners Data Call" resource for technical details involved with the RDC uploading process.
3. In RDC, submit the survey.

  • See "RDC User Guide" resource for assistance.
  • See "Validations" resource to assist with any validation errors.

For questions regarding the content of the data call please send an e-mail to