2024 Membership (PDF)

2025 Charges

The Big Data and Artificial Intelligence (H) Working Group will:

1. Research the use of big data and AI (including ML) in the business of insurance. Proactively communicate findings, and present recommendations to the Innovation, Cybersecurity, and Technology (H) Committee.
2. Monitor state, federal, and international activities on AI, including working with the Innovation, Cybersecurity, and Technology (H) Committee to: i) respond to such activities, where appropriate, and ii) address potential impacts on existing state insurance laws or regulations.
3. Facilitate discussion to consider updates to the regulatory framework for the oversight of the use of AI by insured entities. Provide recommendations to the Innovation, Cybersecurity, and Technology (H) Committee in response to such activities.
   
   1. Monitor and support adoption of the Model Bulletin on the Use of Artificial Intelligence Systems by Insurers.
   2. Monitor and report on state, federal, and international activities related to governmental oversight and regulation of the use of AI in insurance and non-insurance industries.
   3. Research, identify, and monitor the impacts of the use of AI systems by insurance companies to understand the potential benefits, value propositions, risks and adverse consumer outcomes related to the use of AI systems.
4. Facilitate discussion related to AI systems evaluation, including:
   
   1. Identifying existing tools, resources, materials, and training that will assist and guide regulators in their review of AI systems used by licensees, including an insurer’s AI program. This includes establishing a coordinated work plan and timeline for further development of those resources.
   2. Develop new regulatory tools or regulatory guidance to assist regulators in their review of AI systems used by licensees, including an insurer’s AI program.
   3. Coordinate the development of review and enforcement tools, resources, guidelines, and training related to AI systems for regulators across the NAIC.
5. Facilitate and coordinate foundational and contextual educational content for regulators on topics related to the use of big data and AI techniques, tools and systems in the insurance industry.