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CIPR Resiliency Map - Louisiana



Disaster risk management life cycle Disaster Risk Management


Flood waters rising  Flood




Eye of hurricaneHurricane


Law books and gavel Regulation (in 2007)

  • HB 558.  Insurers must provide a discount, credit, rate differential, adjustment in deductible, or other adjustment to reduce the insurance premium to insureds who comply with building codes or provide for damage mitigation. 
  • SB 37 (Act 462).  Provides an exclusion from state sales and use tax for shutter devices. A storm shutter device is defined as materials and products manufactured, rated, and marketed specifically for the purpose of preventing window damage from storms.
  • SB 182 (Act 467).  Provides a “construction code retrofitting deduction” against individual income tax equal to 50 percent of the cost paid or incurred on or after January 1, 2007, less any other state, municipal or federal-sponsored incentives, for voluntarily retrofitting an existing residential structure for which the taxpayer claims the homestead exemption. 




Other Resources

These external agencies are mentioned on the Louisiana Department of Insurance website and provide further information on catastrophe planning and preparedness.