Disaster Risk Management

• Catastrophe Savings Account. A regular savings account or money market account established after 1/1/2015 by a Mississippi income taxpayer to assist with post-catastrophe losses, or to self-insure all or a portion of one's home. 
• Mitigation. Information for consumers on mitigation strategies. 
• Preparedness. Resources for consumers on being prepared for a variety of severe weather, including hurricanes, earthquakes, flooding, and tornadoes. 
• Home Inventory.  Ten easy steps to create a home inventory checklist.
• Prepare by Packing a "Go Bag". Press release advising and instructing Mississippians on how to prepare a "go bag".
• Important Considerations For All Homeowners/Renters. Informs consumers about the factors that most impact the cost of their homeowner's or renters insurance.
• Post-Disaster Claims Guide. Consumer guide on what to expect during the disaster recovery/insurance claims phase.
• Preparedness Archives. An archive of preparedness history. Includes information from Hurricane Katrina and other events.

 Flood

• Flood. Tips for consumers on staying safe during a flood, and preparing for a flood (including purchasing flood insurance through the NFIP).
• More than 7,000 flood insurance policies in effect in flooded areas (Feb. 2020).  Press release detailing the number of flood policies in effect by county.

Hurricane

• Don't wait, prepare now for hurricane season (May 2020).  Press release on the importance of preparing for the upcoming hurricane season.
• We should examine how prepared we are as hurricane season arrives (June 2019).  Opinion piece by Commissioner Chaney about the benefits of preparing for hurricane season.
• Comprehensive Hurricane Damage Mitigation Program: Cost and Benefit Study-2010. MS passed a law in 2007 as a first step toward establishing a comprehensive public policy program promoting hurricane wind loss mitigation (program) for homes and businesses in 6 coastal counties. This is a study examining the proposed effectiveness of the mitigation program, as required by a MS statute 83-1-191.
• Wind Mitigation Programs. Programs to help fund mitigation efforts against windstorm/hurricane damage.
• Consumer Hurricane Checklist.  Tips for consumers on preparing for a hurricane, and ensuring insurance protection is adequate. Also information on what to do after a hurricane hits and how to work with your insurance company.

 Regulation

• 83-1-191 - Comprehensive hurricane damage mitigation program established (Bill I-HB 391). The program may develop and implement a comprehensive and coordinated approach for hurricane damage mitigation. Established in 2007.

  Tornadoes

• Tornadoes.  Consumer information about the warning signs of a tornado, staying safe during a tornado, and insurance coverage for tornadoes.

These external agencies are mentioned on the Mississippi Department of Insurance website and provide further information on catastrophe planning and preparedness.

Federal

• Federal Emergency Management Agency (FEMA)
• Federal Emergency Management Agency Flood Map Service Center (FEMA)
• National Flood Insurance Program (NFIP)
• Ready.gov Make a Plan

State

• Mississippi Emergency Management Agency

Other

• American Red Cross
• III Protecting Your Home Against and Earthquake