Continuing Education Reciprocity (CER)
About
The NAIC Continuing Education Reciprocity (CER) Agreement was originally adopted by the NAIC in 2004. Its purpose was to support reciprocal approval of CE courses in multiple jurisdictions. Through the reciprocal approval process a CE provider’s home state conducts a substantive review of a CE course, which eliminates the need for a non-resident state to perform a similar course review.
In 2019 The NAIC Uniform Education (D) Working Group reviewed the agreement and revised the 2004 version to create a 2019 CER Agreement. This agreement was updated to set forth five steps for a home state’s substantive review of CE courses and incorporates key appendices acknowledging current marketplace practices which include the electronic submission of CE courses for regulatory approval and the delivery of CE courses through online platforms.
Because of the ongoing importance of encouraging producer licensing uniformity and reciprocity, including the approval of CE courses, the 2019 CER Agreement was circulated to all states/jurisdictions in order to obtain a signed copy of the reciprocity agreement to affirm their continued support.
As of August 24, 2022 there have been 46 state/jurisdictions whom have reinforced their continued support by signing the refreshed and consolidated NAIC 2019 CER Agreement.
States/Jurisdictions who have signed on to the NAIC CER Agreement & are actively accepting CE courses from other participating states/jurisdictions. *List also includes states/jurisdictions that have signed the 2004 CER Agreement.
| AL | 2004 & 2019 | ME | 2004 & 2019 | PR | 2019 |
| AK | 2004 & 2019 | MD | 2004 & 2019 | RI | 2004 & 2019 |
| AR | 2004 & 2019 | MI | 2004 & 2019 | SC | 2004 & 2019 |
| AZ | 2004 | MN | 2004 & 2019 | SD | 2004 & 2019 |
| CA | 2004 & 2019 | MO | 2004 & 2019 | TN | 2004 & 2019 |
| CO | 2004 & 2019 | MS | 2004 & 2019 | TX | 2004 & 2019 |
| CT | 2004 & 2019 | MT | 2004 & 2019 | UT | 2004 & 2019 |
| DE | 2004 & 2019 | NE | 2004 & 2019 | VA | 2004 & 2019 |
| DC | 2004 & 2019 | NH | 2004 & 2019 | VT | 2004 & 2019 |
| GA | 2004 & 2019 | NM | 2004 & 2019 | WA | 2004 & 2019 |
| HI | 2019 | NV | 2004 & 2019 | WV | 2004 & 2019 |
| IA | 2004 & 2019 | NJ | 2019 | WI | 2004 & 2019 |
| ID | 2004 & 2019 | NY | 2004 | WY | 2004 & 2019 |
| IL | 2004 & 2019 | NC | 2004 | ||
| IN | 2004 & 2019 | ND | 2004 & 2019 | ||
| KS | 2004 & 2019 | OH | 2004 & 2019 | ||
| KY | 2004 & 2019 | OK | 2004 & 2019 | ||
| LA | 2004 & 2019 | OR | 2004 & 2019 | ||
| MA | 2019 | PA | 2004 & 2019 |
States Not Participating
| American Samoa |
| Florida |
| Guam |
| Northern Mariana Island |
| Virgin Island |
To be considered actively participating in the NAIC Continuing Education Reciprocity - (CER) - a State's Commissioner has signed the NAIC 2019 Continuing Education Reciprocity Agreement. In addition, the state may have to make changes in policies or forms in order to comply with the signed Agreement, and they must have informed their providers of the start date for reciprocity filings.
Resource CE Material:
- NAIC 2019 CER Agreement (Word) (PDF)
- NAIC Recommended Topics Approved - Not Approved
- NAIC CE Recommended Guidelines for Online Courses
- NAIC Course Guidelines for Classroom Webinar/Webcast Delivery
- NAIC CE Standardized Terms - Definitions
- NAIC CE Definition - Substantive Review
- NAIC Uniform CER Filing Form (Word) (PDF)