The current NFIP reauthorization expires on September 30, 2017 and Congress will be considering potential changes and improvements to the program as part of the reauthorization process. The NFIP seeks to decrease the costs and consequences of flooding for policyholders while at the same time encouraging flood mitigation and reducing the dependence on federal disaster assistance. Given these objectives, Congress faces the challenge of trying to maintain a balance between improving the financial solvency of the program and reducing taxpayer exposure while also being mindful of affordability concerns.