Consumer Participation at NAIC
The NAIC works closely with consumer representatives to assist state regulators in their primary objective of protecting insurance consumers. Listed below are three ways consumers or consumer organizations can participate directly in NAIC national meetings and other deliberations. Individuals who are selected from the applications submitted will be notified early in the first quarter.
*The NAIC defines a consumer organization as a national, state, or local organization that serves to protect the interests of consumers as they relate to the regulation of insurance. Their participation at NAIC meetings should represent a consumer perspective and should be based on their desire to collect and/or impart information of mutual concern and interest to insurance consumers and regulators. One measure of whether an organization represents a consumer perspective is its source of funding. By definition an organization that receives significant funding from the insurance industry is not a consumer organization.
2023 Consumer Representatives' Contact List
Plan of Operation adopted at 2022 Summer National Meeting
Tracking of NAIC Consumer Representatives' Requests
NAIC Committee Structure
NAIC National Meeting Schedule
Registration to a conference entitles one to participate in all NAIC open meetings during that conference.
Individuals from non-profit consumer organizations may request that the registration fee to attend an NAIC conference be waived.
Anyone wishing to apply for a waiver of a registration fee should write a letter on their organization's letterhead and send it to the NAIC Meetings Department at least 1 month prior to the meeting.
Individuals who represent consumer organizations, and those who do not, may apply to become a NAIC funded consumer representative by submitting the Combined Application for Consumer Representative below by 5:00 pm CT on Oct. 31.
Appointees are expected to attend all three NAIC national meetings and to fully participate in NAIC deliberations.
In return, the NAIC reimburses funded consumer representatives for travel (airfare, lodging, meal, etc) expenses associated with participation in and traveling to NAIC meetings in accordance with the NAIC Consumer Representative Expense Guidelines below.
2024 Combined Application for Consumer Representative
Late applications – those submitted after the deadline - will not be considered by the board.
IMPORTANT NOTE: If you do not receive confirmation that your application was received within one week of its submission, please contact Lois Alexander at ConsumerRepApps@naic.org
2024 Combined Application For Consumer Representative Form Instructions:
Please note that every applicant must submit a fully completed application with its Conflict of Interest form signed along with all required attachments.
The annual application period is from August 31 until 5:00 pm Central time October 31.
All existing funded and unfunded consumer representatives must reapply annually. A fully completed combined application that includes a a signed conflict of interest statement and all required attachments must be submitted via email to ConsumerRepApps@naic.org.
Late applications – those submitted after the deadline - will not be considered by the board.
IMPORTANT NOTE: If you do not receive confirmation that your application was received within one week of its submission, please contact Lois Alexander at ConsumerRepApps@naic.org
Only fully completed applications with signed conflict of interest statements included and submitted via email will be accepted. Paper applications and conflict of interest statements will not be accepted.
A third way to participate in NAIC meetings is available to individuals who represent consumer organizations, and those who do not, that do not want or need to request reimbursement for travel expenses to participate.
Such individuals may apply to become an unfunded consumer representative by submitting the 2024 Combined Application for Consumer Representative by 5:00 pm CT on Oct. 31.
2024 Unfunded Consumer Criteria
2024 Combined Application for Consumer Representative
Late applications – those submitted after the deadline - will not be considered by the board.
IMPORTANT NOTE: If you do not receive confirmation that your application was received within one week of its submission, please contact Lois Alexander at ConsumerRepApps@naic.org