On behalf of the National Association of Insurance Commissioners (NAIC)1, we applaud your leadership and write in support of the U.S. Insurance Regulation Works Act of 2016. Your legislation will ensure that state insurance regulators are included in any international negotiations regarding the regulation of insurance and that international agreements are compatible with and reflect the current U.S. insurance regulatory framework,which has successfully protected U.S. policyholders for over 145 years.