Dorothy Andrews is the Senior Behavioral Data Scientist for the NAIC, where she focuses on analyzing insurance company rating models, reporting to state insurance regulators directly about her analyses, and providing related regulatory training. She has more than 25 years of actuarial and statistical modeling experience with life insurance companies, property and casualty insurance companies, reinsurance companies, international consulting firms, and government agencies. She has served as adjunct faculty at the University of North Carolina at Charlotte in the Mathematics and Statistics Department, teaching predictive analytics. Dorothy is an Associate of the Society of Actuaries, a Member of the American Academy of Actuaries,  and a Certified Specialist in Predictive Analytics (CSPA).