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North Dakota

Jon Godfread

Commissioner

NAIC President

Midwest Zone

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Jon Godfread has served as North Dakota’s 22nd Insurance Commissioner since his election in 2016 and re-elections in 2020 and 2024.

Committed to protecting and empowering the citizens of North Dakota, Commissioner Godfread has championed consumer advocacy by raising awareness about the vital consumer protection services provided by the North Dakota Insurance Department beyond its role in industry regulation. Under his leadership, the Department has undergone strategic restructuring to ensure the efficient use of taxpayer dollars while maximizing the talents of its dedicated staff.

Commissioner Godfread is a recognized leader in insurance policy innovation on a national stage. He has been influential in discussions on modernizing insurance regulation, addressing challenges in air ambulance services, leveraging technology, and advancing health care reinsurance. Additionally, his colleagues elected him to serve as the 2025 president of the NAIC.

Before taking office, Commissioner Godfread was vice president of governmental affairs for the Greater North Dakota Chamber, where he worked on critical issues such as the Affordable Care Act (ACA), statewide tax reductions, the creation of the North Dakota Outdoor Heritage Fund, and K–12 education reform. His diverse professional background also includes experience in banking and a stint as a professional athlete.

Commissioner Godfread earned a Juris Doctor (J.D.) and a Master of Business Administration (MBA) from the University of North Dakota, and a bachelor’s degree in business with honors from the University of Northern Iowa.

Office Information
Main

North Dakota Insurance Department
600 East Boulevard Avenue
5th Floor
Bismarck, ND 58505-0320
United States

Primary Phone Number:

Primary Fax Number:

  • Department

    Category

    Contact

    Phone

    Email

  • North Dakota

    Agent Licensing

    Janelle Middlestead
    Division Director, Producer Licensing

    (701) 328-4460

    jlmiddlestead@nd.gov

  • North Dakota

    Budget

    Susan Daou
    Account/Budget Specialist

    (701) 328-2930

    scdaou@nd.gov

  • North Dakota

    Consumer Complaints and Inquires - Life & Health

    Chrystal Bartuska
    Life & Health Director/Medicare Division Director

    (701) 328-2441

    cabartuska@nd.gov

  • North Dakota

    Consumer Complaints and Inquires - Life & Health

    Angie Voegele
    Consumer Assistance Analyst

    (701) 328-2940

    amvoegele@nd.gov

  • North Dakota

    Consumer Complaints and Inquires - Property & Casualty

    Holly Brockman
    Consumer Assistance Analyst

    (701) 328-2932

    hbrockman@nd.gov

  • North Dakota

    Consumer Complaints and Inquires - Property & Casualty

    Blaine Bergstedt
    Property & Casualty Division Director

    (701) 328-4638

    bbergstedt@nd.gov

  • North Dakota

    Deposits

    Rachel Kriege
    Administrative Division Director

    (701) 328-2931

    rkriege@nd.gov

  • North Dakota

    Examinations - Financial

    Matt Fischer
    Chief Examiner and Division Director/Company Licensing and Examinations

    (701) 328-9617

    mattfischer@nd.gov

  • North Dakota

    Examinations - Market Conduct

    Johnny Palsgraaf
    General Counsel

    (701) 328-2440

    jpalsgraaf@nd.gov

  • North Dakota

    General Counsel

    Johnny Palsgraaf
    General Counsel

    (701) 328-2440

    jpalsgraaf@nd.gov

  • North Dakota

    InsurTech

    Johnny Palsgraaf
    General Counsel

    (701) 328-2440

    jpalsgraaf@nd.gov

  • North Dakota

    Investigations and Fraud

    Vacant
    Special Investigator

  • North Dakota

    Investigations and Fraud

    Robyn Krile
    Division Director, Fraud

    (701) 328-4647

    krilerobyn@nd.gov

  • North Dakota

    Media Relations/Public Information

    Jacob Just
    Director of Communications

    (701) 328-2684

    jjust@nd.gov

  • North Dakota

    NAIC Liaison

    John R. Arnold
    Deputy Insurance Commissioner

    (701) 328-2440

    jrarnold@nd.gov

  • North Dakota

    Policy and Form Filings - Life & Health

    Chrystal Bartuska
    Life & Health Director/Medicare Division Director

    (701) 328-2441

    cabartuska@nd.gov

  • North Dakota

    Policy and Form Filings - Life & Health

    Colton Storseth
    Life and Health Actuary

    (701) 328-4979

    cstorseth@nd.gov

  • North Dakota

    Policy, Form, and Rate Filings - Property & Casualty

    Mike Andring
    Property and Casualty Actuary

    (701) 328-4937

    mandring@nd.gov

  • North Dakota

    Policy, Form, and Rate Filings - Property & Casualty

    Blaine Bergstedt
    Property & Casualty Division Director

    (701) 328-4638

    bbergstedt@nd.gov

  • North Dakota

    Premium Tax

    Susan Daou
    Account/Budget Specialist

    (701) 328-2930

    scdaou@nd.gov

  • North Dakota

    Statistical Reporting

    Jacob Just
    Director of Communications

    (701) 328-2684

    jjust@nd.gov

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