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Spring National Meeting Event

March 20, 2023

Center for Insurance Policy and Research (CIPR) Event: Understanding and Assessing Indirect Impacts from Natural Disasters – A focus on Health

Not only do natural disasters have significant direct property impacts to insurers, economies and society, they may also have long-lasting impacts on the health of consumers living in affected areas. These indirect health impacts can be difficult to measure, typically span long periods of time, and are not generally well understood. This session will explore the categorization of health impacts, how to measure them and existing evidence of their severity, what industry and regulators are doing to track and assist their capture, and to begin to think about how collaborative efforts can help identify and implement solutions.

Panel Speakers:

Karam Ahmad, Colorado Health Institute
Grace Arnold, Commissioner Minnesota Department of Commerce
Dale Hall, Research Society of Actuaries
Maanasa Kona, NAIC Consumer Representative

Moderated by:
Jeffrey Czajkowski, CIPR Director



About the National Association of Insurance Commissioners

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally.