Financial Constraints and Insurer Behavior
CIPR Research Fellows Talk
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This project explores how insurance companies' financial constraints affect customer complaints and agent-carrier matching. In this preliminary presentation, CIPR Research Fellow Dr. Steve Dimmock will discuss the research questions, the data sources and variables, present initial summary statistics, highlight some of the relations between key variables and conclude with our plans for further analysis. Dr. Dimmock is Provost's Chair Professor of Finance at the National University of Singapore. His research interests include household financial decision making, financial regulation, and the prevention of misconduct in financial markets. The CIPR Research Fellows Program is intended to foster new and innovative research in insurance regulation by providing resources to researchers working in this field. For more information about the program and our current Fellows, see our webpage. |
About the National Association of Insurance Commissioners
As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally.