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Long-Term Care Insurance Multistate Rate Review

Outlining a Consistent National Approach for Reviewing Current Long-Term Care Insurance Rates

The LTCI MSA Framework communicates to NAIC members, state insurance department staff, and external stakeholders how the MSA Review works to the benefit of state insurance departments and how insurers might engage in the MSA Review. This MSA framework is intended to communicate the governance, policies, procedures, and actuarial methodologies supporting the MSA Review.

Download the Framework

Getting Started

Use the insurer resources below to help you submit your multistate proposal.

Questions About the Review Process?

The review process is supported by NAIC staff and Interstate Insurance Product Regulation Commission staff, who will provide technical assistance to insurers in making requests to utilize the MSA process and facilitate communication during the MSA review process. The NAIC’s electronic infrastructure, System for Electronic Rates and Forms Filing, will be used to streamline the rate proposal and review process. Please note that MSA rate proposals are not Compact filings, and Compact staff will not have any role in determining the substantive content of the MSA Advisory Reports.

NAIC Contact

Jane Koenigsman
Sr. Manager II, L/H Financial Analysis

Eric King
Health Actuary

Technical Assistance

Interstate Insurance Product Regulation Commission

System for Electronic Rates & Form Filing
Learn More