2024 Membership (PDF)

The mission of the Health Actuarial (B) Task Force is to identify, investigate, and develop solutions to actuarial problems in the health insurance industry.

2025 Charges

Ongoing Support of NAIC Programs, Products, or Services

1. The Health Actuarial (B) Task Force will:
   
   1. Provide recommendations, as appropriate, to address issues and provide actuarial assistance and commentary with respect to model requirements for appropriate long-term care insurance (LTCI) rates, rating practices, and rate changes.
   2. Provide support for issues related to implementation of, and/or changes to, the federal Affordable Care Act (ACA).
   3. Continue to develop health insurance reserving requirements (VM-25, Health Insurance Reserves Minimum Reserve Requirements) using a principle-based reserving (PBR) framework.
   4. Develop LTCI experience reporting requirements in VM-50, Experience Reporting Requirements, and
      VM-51, Experience Reporting Formats, of the Valuation Manual.
   5. Provide recommendations, as appropriate, to address issues and provide actuarial assistance and commentary to other NAIC groups relative to their work on health actuarial matters.
   6. Monitor and evaluate the actuarial approach used in the multistate actuarial (MSA) rate review process as outlined in the MSA Framework document, and make modifications, as appropriate. Additionally, monitor and evaluate the progress of the MSA rate review process and the state insurance department rate review actions related to the MSA Framework.