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STATUTORY MEMBERSHIP REQUIREMENTS
STATUTORY MEMBERSHIP REQUIREMENTS

The following table is intended to serve as a guide for the various statutory membership requirements of each Uniform State. A link to the Application instructions for Expansion Application, Section II, Filing Requirement Item 10 is provided.

Updates to the information will be noted with a "*" next to the state name and edits will be italicized and bolded. 
Last Updated: 04/13/2020

State Membership Requirements  
AL The Alabama membership requirements apply only to those companies that have received approval. The applicant will be notified of these requirements prior to licensure  
AK Comprehensive Health Ins. Assoc. (CHIA) AS21.54: Workers Comp Assigned Risk Pool 3 AAC 30.030; Auto Assigned Risk Plan Order 96-06, Bulletin 97- 02; Life & Health Ins. Guaranty Assoc. AS21.79; Ins. Guaranty Assoc. AS21.80  
AZ Arizona Property and Casualty Insurance Guaranty Fund A.R.S. § 20-662 Arizona Life and Disability Insurance Guaranty Fund A.R.S. § 20-683 Joint Underwriting Association A.R.S. § 20-2201
NOTE: All of the above are compulsory upon receiving authority. Applicants for Workers’ Compensation insurance authority will be instructed at the appropriate time during review of the application to provide proof of membership in an accepted workers’ compensation rating organization, such as the National Council on Compensation Insurance.
 
AR None prior to transacting business  
CA Worker's Compensation Insurance Rating Bureau (worker's compensation insurers only); California Life & Health Insurance Guarantee Association (CLHIGA) (life and disability insurers only); California Insurance Guaranty Association (CIGA) most p&c insurers; and California Automobile Assigned Risk Plan (CAARP) (automobile insurers).  
CO Members of the Life and Health Insurance Protection Association are all insurers who hold a certificate of authority to write any kind of insurance for which coverage is provided pursuant to Section 10-20-104, C.R.S.
Members of the Colorado Insurance Guaranty Association are all insurers who hold a certificate of authority to write any kind of insurance for which coverage is provided pursuant to Section 10-4-504, C.R.S.
All insurers licensed to write motor vehicle insurance shall subscribe to the assigned risk motor vehicle insurance plan in accordance with Section 10-4-412, C.R.S.
 
CT The following statutory memberships are required subsequent to licensing:
Health Reinsurance Association (HRA) C.G.S. §38a-556
Connecticut Small Employer Health Reinsurance Pool (CSEHRP) C.G.S. §38a-569
Connecticut Insurance Guaranty Association C.G.S. §38a-839
Connecticut Life and Health Insurance Guaranty Association C.G.S. §38a-863
DE

Primary & Expansion Apps:
The following statutory memberships are requested upon licensure:
Life/Health Insurer & Casualty Insurer Authorized for Health
Delaware Life and Health Insurance Guaranty Association
John J. Falkenbach, Executive Director
(302) 456-3656
jfalkenbach@deiga.com

Property/Casualty Insurer
Delaware Insurance Guaranty Association
Barry Miller
(302)456-3656
bmiller@deiga.com

Property Insurer
Delaware Insurance Placement Facility (FAIR Plan)
800-462-4972

Casualty Insurer Authorized for Vehicle
Delaware Automobile Insurance Plan
Allison Fikri and Karen Leite, AIPSO
(401) 946-2310, ext. 3319 and ext. 3300
Allison.fikri@aipso.com; Karen.leite@aipso.com

Casualty Insurer Authorized for
Workers’ Compensation
Industrial Accident Board
Allison Stein
(302) 761-8215
allison.stein@state.de.us

Delaware Compensation Rating Bureau
Bonnie Piacentino
(215) 320-4456
bpiacentino@pcrb.com

Corporate Amendments App:
If amended to include Worker’s Compensation & Employers’ Liability, must become a member of the Delaware Compensation Rating Bureau, Industrial Accident Board.

 

If amended to include Vehicle, must become a member of the Delaware Assigned Risk Plan.

Property/Casualty company adding Health must become a member of the Delaware Life and Health Guaranty Association.

DC Membership requirements are provided at the time the Certificate of Authority is issued and are based upon the lines of insurance the company is authorized to transact. The appropriate association is also notified at this time.  
FL Florida has numerous statutorily created associations that insurers are required to join depending on the lines of business that are being written. Please refer to Sections 215.555, 627.311(4), 627.351(1), 627.351(4), 627.351(6), 627.3515, 627.6488, 631.55, 631.715, and 631.911, Florida Statutes. Note: Required at licensure.  
GA

Automatic membership upon licensure:
Georgia Insurers Insolvency Pool (P & C insurers--§33-36-5)
Georgia Life and Health Insurance Guaranty Association (Life and Health insurers; §33-38-5)
Special Insurance Fraud Fund (all insurers; §33-1-17 and §120-2-72)

Depending on business written, insurers may also be required to participate in the following:
Workers’ Compensation Assigned Risk Insurance Plan (§34-9-133)
Fair Access to Insurance Requirements Plan (§33-33-3)
Georgia Automobile Insurance Plan (§40-9-100 and §120-2-14)
Georgia Subsequent Injury Trust Fund (§34-9-350)

 
HI

Automatic membership upon Licensure for the following:
Hawaii Insurance Guaranty Association (Section 431:16, HRS)                                                                                                                                          
Hawaii Life and Disability Insurance Guaranty Association (Section 431: 16, HRS).                                                                                                                                          
Hawaii Joint Underwriting Plan (Section 431:10C, Part IV, HRS)                                                                                                                                          
Hawaii Medical Malpractice Underwriting Plan (Section 435C, HRS)                                                                                                                                          
Hawaii Property Insurance Association (Section431:21, HRS)
Note: The Hawaii Medical Malpractice Underwriting Plan (HMMUP) is a contingency plan that has not been instituted.

 
ID

Participation in the Idaho Life and Health Insurance Guaranty Association is required for Companies authorized to write Annuities, Disability (Accident & Health in Idaho) or Life insurance.

Participation in the Idaho Insurance Guaranty Association is required for Property and/or Casualty Insurance Companies.

 
IL

Life and Health Guaranty Association 215 ILCS 5/531.01 it seq.

Illinois Insurance Guaranty Fund 215ILCS 5/31.19 it seq.

Company will subscribe to the Illinois Automobile Insurance Plan (Assigned Risk) 20 North Wacker Drive, Suite 3030, Chicago, Illinois 60606 if Clause (b) of Class 2 and Clause (e) of Class 3 to be written.

Acceptance if clause (d) of Class 2 Workers' Compensation is to be written (printed form – complete and return 2 copies) 215ILCS 5/468.

Articles of Acceptances (memberships agreement) to the Illinois Fair Plan authorized by the Urban Property Insurance Act of 1968 to implement the Illinois Fair Plan, if Class 3 Fire and Allied Lines to be written (printed form - complete and return 2 copies).

 
IN

Indiana Insurance Guaranty Association
2 Market Square Center, Suite 1070
251 E. Ohio Street
Indianapolis, IN  46204
(317) 636-8204

Note:    Required at Licensure

 
IA

Companies will be notified upon licensure by the various associations involved. Among these are (for the noted types of insurance):

Property
Insurance Guaranty Association. Automatic membership upon licensure. (Iowa Code chapter 515B)

Life
Iowa Life and Health Insurance Guaranty Association. Automatic membership upon licensure. (Iowa Code chapter 508C)

Health
Iowa Comprehensive Health Insurance Association. Automatic membership upon licensure. (Iowa Code chapter 514E)

 
KS Kansas has numerous statutorily created associations that insurers are required to join depending on the lines of business that are being written. Applicants are NOT required to submit these membership forms at the time of application. If approved for admission the company will be contacted at that time regarding the specific membership forms that are required. Applicants will be instructed to complete the membership agreement form(s) for each required membership, if any. Please contact our Property and Casualty Division at 785-296-7844 if you have any questions.  
*KY

Life and Health Companies: $25.00 fee payable to KY Life & Health Insurance Guaranty Association.

Property and Casualty Companies: $25.00 fee payable to KY Insurance Guaranty Association

All other companies: None

 
*LA

Automatic membership upon licensure to the Louisiana Insurance Guaranty Association (LIGA) pursuant to La. R.S. 22:2051-2070 and/or the Louisiana Life and Health Insurance Guaranty Association Funds (LaHIGA) pursuant to La. R.S. 22:2081-2099.depending on the line(s) if insurance for which licensed.

LIGA (225-757-1688 www.laiga.org)
LaHIGA (225-381-0565 https://www.lalifega.org/)

Louisiana Automobile Insurance Plan (Managed by AIPSO 401-946-2310
https://www.aipso.com/Plan-Sites/Louisiana)

Property Insurance Association of Louisiana (504-836-7980 www.pial.org)

 
ME Statement must be submitted stating that the insurer is willing to comply with applicable memberships (auto insurance plan, guaranty associations, guaranty funds)  
MD

Each Property and Casualty insurer, upon licensing, will automatically become a member of the Property and Casualty Insurance Guaranty Corporation. This is set forth in Section 9-304 of the Insurance Article of the Annotated Code of Maryland.

Mr. Joseph Petr, Executive Vice President
Property and Casualty Insurance Guaranty Fund
305 Washington Avenue Suite 600
Towson, Maryland 21204
(410) 296-1620

Each Life and Health insurer in Maryland, upon licensing, will automatically become a member of the Life and Health Insurance Guaranty Corporation. This is set forth in Section 9-405 of the Insurance Article of the Annotated Code of Maryland.

Mr. John Boritas, Executive Director
Life and Health Insurance Guaranty Corporation
9199 Reisterstown Road – Suite 216C
P.O. Box 671
Owings Mills, Maryland 21117
(410) 998-3907

Each insurer licensed to write on a direct basis motor vehicle liability insurance or motor vehicle physical damage in Maryland will automatically become a member of the Industry Automobile Insurance Association. This is set forth in Section 20-402 of the Insurance Article of the Annotated Code of Maryland.

Mr. David Amaral
Insurance Specialist – Pool Operations
302 Central Avenue
Johnston, Rhode Island 02919
(800) 492-7120

Each insurer licensed to write on a direct basis, essential property insurance or a component of essential property insurance in multi-peril policies will automatically become a member of the Joint Insurance Association. This is set forth in Section 25-403 of the Insurance Article of the Annotated Code of Maryland.

Mr. Victor Nastalski, General Manager
Maryland Property Insurance Availability Program
Joint Insurance Association (Fair Plan)
210 North Charles Street, Suite 1001
Baltimore, Maryland 21201
(410) 539-6808

MA

None prior to transacting business. Subsequently, membership is required in certain statutory groups based upon lines of business written, which include the following:

Massachusetts Insurers Insolvency Fund
1 Bowdoin Square, Floor # 2
Boston, MA 02114
(617) 227-7020 or (800) 852-2003
www.gfms.org

Massachusetts Life and Health Insurance Guaranty Association
P.O. Box 3171
Springfield, MA 01101-3171
(413) 744-8483
www.malifega.org

Massachusetts Property Insurance Underwriting Association
2 Center Plaza
Boston, MA 02108
(617) 723-3800
www.mpiua.com

Commonwealth Automobile Reinsurers
101 Arch Street, Suite 400
Boston, MA 02110
(617) 338-4000
www.commauto.com

Workers’ Compensation Assigned Risk Pool
101 Arch Street 5th Floor
Boston, MA 02110
(617) 439-9030
www.wcribma.org

Massachusetts Workers’ Compensation
Rating and Inspection Bureau
101 Arch Street 5th Floor
Boston, MA 02110
(617) 439-9030
www.wcribma.org

Massachusetts Medical Malpractice
Reinsurance Plan
106 Southville Road
Southboro, MA 01772
(508) 366-8100
www.mmmrp.org

Department of Industrial Accidents Office of Insurance
1 Congress Street Suite 100
Boston, MA 02114-2017
(617) 727-4900
www.mass.gov/service-details/department-of-industrial-accidents-office-of-insurance

The Office of Public Safety and Inspections (OPSI)
One Ashburton Place
Boston, MA 02108
(617) 727-3200
www.mass.gov/ocabr/government/oca-agencies/dpl-lp/opsi/massachusetts-department-of-public-safety.html

MI None prior to transacting business. Subsequently, membership is required in certain statutory groups based upon lines of business written.

Paul Lipscomb
Compensation Advisory Organization of Michigan
17197 N. Laurel Park Dr., Ste 311
Livonia, MI 48152-2686
(734) 462-9600 x224
www.caom.com

MN

None prior to obtaining a license. Upon admission, insurers are required to be members of applicable insurance organizations:

Minnesota Automobile Assigned Claims Bureau                        www.maacb.org
Minnesota Automobile Insurance Plan                                      www.aipso.com/mn
Minnesota Comprehensive Health Association                         www.mchamn.com
Minnesota Fair Plan                                                                  www.mnfairplan.org
Minnesota Insurance Guaranty Association                               (612) 831-1908
Minnesota Life and Health Guaranty Association                      (651) 407-3149
Minnesota Joint Underwriting Association                                (651) 222-0484
Minnesota Workers’ Comp Insurance Association                     www.mwcia.org
Workers’ Compensation Assigned Risk Plan                             (651) 924-6972
Workers’ Compensation Reinsurance Association                     www.wcra.biz

Note that a company applying to write workers’ compensation and employers’ liability insurance in Minnesota must join the Minnesota Workers’ Compensation Insurance Association prior to review of its forms and rates by our Property and Casualty Policy Analysis Unit. Contact Manager Tammy Lohmann (651) 539-1731

 
MS

None prior to the company obtaining a license. Subsequent to the company obtaining a license, memberships are required in certain groups based upon the type of license:

Insurance Department Fund Assessment
P.O. Box 79
Jackson, MS 39205
Contact: Nancy Stuart (601) 359-2482

MS State Rating Bureau
MS Windstorm Underwriting Association
MS Rural Risk Underwriting Association
P.O. Box 5231
Jackson, MS 39296-5231
Contact: Joe Shumaker (601) 981-2915

MS Automobile Insurance Plan
3535 Grandview Parkway, Suite 250
Birmingham, AL 35243
Contact: Donna Carr  (800) 301-6477

MS Workers' Compensation Commission
P.O. Box 5300
Jackson, MS 39296-5300

MS Life and Health Insurance Guaranty Assoc.
P.O. Box 4562
Jackson, MS 39296-4562
Contact: Gordon B. Haydel
(601) 981-0755

MS Insurance Guaranty Association
7135 S. Pear Orchard Rd, Suite 401
Ridgeland, MS  39157
Contact: Arthur Russell
(601) 957-0072

MS Comprehensive Health Insurance
Risk Pool Association
P.O. Box 13748
Jackson, MS 39236
Contact: Lanny Craft (601) 899-9967
mchirpa@aol.com

MO

Worker’s Compensation – Residual Market – RSMo 287.930, 20 CSR 500-6.960(3).

Automobile Assigned Risk Pool – RSMo 303.200.

Missouri Property and Casualty Guaranty Association – RSMo 375.772.

Missouri Life & Health Guaranty Association – RSMo 376.715 – 376.758.

Missouri Basic Property Insurance Inspection and Placement Program – RSMo 379.810 – 379.880

 
MT

The Commissioner of Insurance requires insurers licensed in Montana to participate in guaranty funds for the protection of Montana policyholders. A guaranty fund pays the claims of insolvent insurers. Insurers may be assessed a contribution to the guaranty fund in proportion to the amount business written in Montana. Upon approval of the certificate of authority the insurer’s company information will be forwarded to following guaranty funds.

1.  Montana Insurance Guaranty Association covers property and casualty insurers. The fund is operated through the Western Guaranty Fund Services located at 1720 S. Bellaire Street, Suite 408, Denver, CO 80222, (303) 759-5066. The statutory reference for this membership is 33-10-102, MCA.
2.  Montana Life and Health Insurance Guaranty Association covers life and health insurers. The fund is operated through the Guaranty Administrative Services, Inc. located at PO Box 480025, Denver, Co. 80248, (303) 292-5022. The Statutory reference for this membership is 33-10-203, MCA.

For additional information contact: Attention Workers Compensation Insurers
Workers Compensation Insurers will also be under the regulation of
Montana Department Labor and Industry, Employment Relations Division,
840 Helena Ave.
Helena, MT 59601

Contact: Frank Gonzalez (406) 444-6532
              Fax:  (406) 444-7710

 
NE None prior to admission.  
NV

Nevada Life and Health Ins. Guaranty Association
4600 Kietzke Ln. #0-269
Reno, NV 89502

Nevada Ins. Guaranty Association
3821 W. Charleston Blvd. #100
Las Vegas, NV 89102-1859

 
NH

All insurers are required to join the New Hampshire Life and Health Insurance Guaranty Association or the New Hampshire Insurance Guaranty Association.

 
NJ

If a company is applying to write workers’ compensation and employers liability it must join the Compensation Rating and Inspection Bureau prior to admission.

Compensation Rating and Inspection Bureau
60 Park Place
Newark, NJ 07102
(973) 622-6014 ext. 218

 
NM

Membership is required in certain statutory groups based on kinds of insurance. Statement must be submitted stating that the insurer is willing to comply with applicable memberships. New Mexico Life Insurance Guaranty Association; New Mexico Medical Insurance Pool; New Mexico Property and Casualty Insurance Guaranty Association; FAIR Plan; New Mexico Motor Vehicle Insurance Plan; and New Mexico Workers' Compensation Assigned Risk Pool.

 
NY Membership Requirements:
Property
Security Funds:
Workers’ Compensation Security Fund
Public Motor Vehicle Liability Security Fund
Property/Casualty Insurance Security Fund

Other:
Motor Vehicle Accident Indemnification Corporation
New York Property Insurance Underwriting Association
See details on State Specific Page

Life
The Life Insurance Company Guaranty Corporation of New York
Article 77 of the N.Y. Ins. Law

Health
Companies writing individual, small group and Medicare Supplement insurance must belong to Department of Financial Services Insurance Division Regulation No. 146. 11NYCRR 361 pools. Please contact:

Frank E. Horn, FSA
Supervising Actuary - Health
New York State Department of Financial Services
One Commerce Plaza
Albany, NY 12257
(518) 473-5454
frank.horn@dfs.ny.gov

 
NC

All life, accident and health insurance companies are required to become a member of the
North Carolina Life and Health Insurance Guaranty Association
P. O. Box 10218
Raleigh, NC 27605
(919) 833-6838

All fire and casualty insurance companies are required to become a member of the
North Carolina Insurance Guaranty Association
2910 Sumner Boulevard
Raleigh, NC 27616
(919) 783-9790.

Fire and casualty insurance companies writing property insurance are required to become a member of the
North Carolina Joint Underwriting Association
P. O. Box 8009
Cary, NC 27512
(919) 821-1299.

Fire and casualty insurance companies writing fire insurance, automobile insurance or workers’ compensation insurance must become a member of the
North Carolina Rate Bureau
2910 Sumner Boulevard
Raleigh, NC 27616
(919) 783-9790.

Each of the above organizations is provided information on a new insurance company being licensed in North Carolina at the time of licensing. These organizations provide information to each newly licensed company shortly after initial licensing. Memberships are not required until after the insurance company is approved for admission.

 
ND

Life and Health Insurance Guaranty Association (NDCC 26.1-38.1)
Insurance Guaranty Association (NDCC 26.1-42.1)
Other requirements for property and casualty insurers may apply.

 
OH

Ohio Automobile Insurance Plan (INS7014) if authorization under (16a), (16b), (16c), (16d), (17a), or (17b) of Section 3929.01(A) of the Ohio Revised Code is applied for.
Ohio Fair Plan (INS7015) if authorization under (1), (2), (3), (4), or (5) of Section 3929.01(A) of the Ohio Revised Code is applied for.

 
OK Not required.  
OR

Oregon Insurance Guaranty Association (ORS 734.550)

Oregon Life and Health Insurance Guaranty Association (ORS 734.800)

Every workers’ compensation insurer shall be a member of a workers’ compensation rating organization. (ORS 737.560)

Assigned Risk Plan (ORS 656.730)

Oregon FAIR Plan Association (ORS 735.045)

 
PA Any such organization will contact applicant after application is approved.  
PR

Chapter 37 of the PR Insurance Code- JOINT UNDERWRITING ASSOCIATION FOR FIRE AND ALLIED LINES INSURANCE
Chapter 38 of the PR Insurance Code- MISCELLANEOUS INSURANCE GUARANTY ASSOCIATION
Chapter 41 of the PR Insurance Code- MEDICAL-HOSPITAL PROFESSIONAL LIABILITY INSURANCE (Syndicate for the Joint Underwriting of Medical-Hospital Professional Liability Insurance)
Chapter 51 of the PR Insurance Code - COMPULSORY MOTOR VEHICLE LIABILITY INSURANCE

 
RI

R. I. Gen. Laws §27-34-6 requires that all P&C insurers shall be and remain members of the R. I. Insurers’ Insolvency Fund.
Contact:  (800) 852-2003

R. I. Gen. Laws §27-34.3-6 (a) requires that all life or health insurers shall be and remain members of the R. I. Life and Health Insurance Guaranty Association.
Contact:  William Dixon:  (401) 273-2921.

R. I Gen. Laws §31-33-8 and R. I. Insurance Regulation 98 (Reg. 98) require that all automobile insurers must participate in the R. I. Automobile Insurance Plan (the “R.I. Association Risk Plan”). A company applying for a R. I. Automobile Insurance Plan (the “R. I. Assigned Risk Plan”). A company applying for a R. I. Certificate of Authority that will include those lines of business must submit a statement on company letterhead, signed by the appropriate company official and certifying that the company will become a member of the R. I. Automobile Insurance Plan upon approval and issuance of its R. I. Certificate of Authority
Contact:  Anthony Madalone, Mgr.:  (401) 528-1320.

R. I. Gen. Laws §27-33-2 and R. I. Insurance Reg. 15 require that all insurers licensed to write those classes of insurance listed in §27-8-1 and §27-8-3 on a direct basis, must participate in the basic property insurance program established in R.I., and the R. I. Joint Reinsurance Association (the “R. I. FAIR Plan”).  A company applying for a R. I. Certificate of Authority that will include those lines of business must submit a statement on company letterhead, signed by the appropriate company official and certifying that the company will become a member of the R. I. Joint Reinsurance Association upon approval and issuance of its R. I. Certificate of Authority.
Contact:  John K. Golembeski, President:  (800) 851-8978

R. I. Gen. Laws §42-14.1-1 and R. I. Insurance Reg. 21 require that all insurers licensed to write “personal injury liability insurance” on a direct basis must be members of the Medical Malpractice Joint Underwriting Association of R. I. (MMJUA).
Contact:  James M. Vaccarino:  (401) 752-8600

 
SC Upon admission, insurers are required to join the applicable Guaranty Association.  
SD

Upon admission, any company authorized to write Automobile Liability insurance must become a subscriber of the
South Dakota Automobile Insurance Plan
PO Box 6530
Providence, RI 02940-6530
888-706-6400
https://www.aipso.com/Plan-Sites/South-Dakota

Upon admission, any company authorized to write Worker's Compensations must be become a subscriber of the South Dakota Worker's Compensation South South Dakota Workers Compensation Assigned Risk Plan
National Council on Compensation Insurance
901 Peninsula Corporate Circle
Boca Raton, FL 33487
800-622-4123
https://www.ncci.com/pages/residual_markets.aspx

Companies intending to write Crop-Hail insurance must subscribe to the services of
National Crop Insurance Services
8900 Indian Creek Parkway, Suite 600
Overland Park, KS 66210
913-685-2767
https://www.ag-risk.org/

The above plans will advising the Division of your subscriberships

 
TN

Tennessee Insurance Guaranty Association, TCA 56-12-101 through TCA 56-12-121

Tennessee Life and Health Insurance Guaranty Association, TCA 56-12-201 through TCA 56-12-220

All insurers writing Workers' Compensation must implement an antifraud plan no later than their approval by the department.

Every insurance carrier transacting Workers' Compensation or Employers' Liability Insurance must participate in the approved assigned risk plan by direct assignment or by reinsurance, pursuant to TCA 56-5-314 (c) (2).

The Tennessee Automobile Insurance Plan (Automobile Assigned Risk Plan), authorized under TCA 56-12-136, requires that all insurance companies licensed to issue automobile liability policies in this state shall subscribe thereto and participate therein.

 
TX    
UT

All licensed or authorized insurers are members of the guaranty associations by operation of law.
See. Utah Code Ann. §§ 31A-28-106 and 31A-28-205.

 
VT

Vermont Guaranty Assoc.
Workers Comp. Assigned Risk Plan
Vermont Auto Insurance Plan

 
VA

Virginia Property and Casualty Insurance Guaranty Association (§ 38.2-1600 et seq.)
Virginia Life, Accident and Sickness Insurance Guaranty Association (§ 38.2-1700 et seq.)

 
*WA

None prior to the company obtaining a license.  Subsequent to the company obtaining a license, memberships are required in certain groups based upon the type of license as indicated below.

Health and Disability Insurers (RCW 48.41) (includes Property, Casualty, Life, and Disability insurers that offer health or disability insurance) 
Washington State Health Insurance Pool
P.O. Box 1090
Great Bend, KS 67530
Phone: (800) 290-1355 Fax: 620-792-0535
Website:
www.wship.org

Property and Casualty Insurers (RCW 48.32)
Washington Insurance Guaranty Association
Western Guaranty Fund Services
1720 S. Bellaire St., Suite 408
Denver, CO 80222-4320
Phone: (303) 759-5066 Fax: (303) 759-5236
Website: 
www.waiga.org

Life and Disability Insurers (RCW 48.32A)
Washington Life and Disability Insurance Guaranty Association
P.O. Box 2292
Shelton, WA 98584
Phone: 360-426-6744 Fax: (360) 733-6905
Website:
www.walifega.org

Property Insurers
(Per WAC 284-19)
Washington FAIR Plan
2122 164th Street SW, Suite 202
Lynwood, WA 98087
Phone: (425) 745-9808 Fax: (425) 745-3038
Website:
www.wafairplan.com

(Per RCW 48.19)

Washington Insurance Examining Bureau
2101 Fourth Ave, Suite 300
Seattle, WA 98121
Phone: (206) 217-9432 Fax: (206) 217-9329
Website:
www.wieb.com

Washington Surveying & Rating Bureau
2101 Fourth Ave, Suite 300
Seattle, WA 98121
Customer Service Phone: (206) 217-0101
Main Line: (206) 217-9772
Website:
www.wsrb.com

 
WV

West Virginia Insurance Guaranty Association  [WV Code §33-26]
Steve Durish, President
1840 MacKenzie Drive, Suite 100
Columbus, OH  43220
Phone: (614) 442-6601           (Fax) (614) 442-0004

West Virginia Life and Health Insurance Guaranty Association 
[WV Code §33-26A]
Leah Cooper, Administrator
P.O. Box 816
Huntington, WV  25712
Phone: (304) 733-6904            
Leah.cooper@wvlifega.org

West Virginia FAIR Plan
[WV Code §33-20A]
John M. Ogle, President
190 North Independence Mall West, Suite 301
Philadelphia, PA 19106-1554
Phone: (215) 629-8800
Fax: (215) 409-9100

West Virginia Automobile Insurance Plan (AIPSO)

Edward E. Connell, III, Regional Manager
P.O. Box 4830
Glen Allen, VA  23058-4830
Phone: (804) 217-9990
Fax: (804) 217-9950

West Virginia Board of Risk and Insurance Management (BRIM)
Mary Jane Pickens, Executive Director
90 MacCorkle Avenue, SW, Suite 203
South Charleston, WV 25303
Phone: (304) 766-2646
Fax: (304) 766-2653 

WI

Workers Compensation Rating Bureau *
(262)796-4540
Contact Donna Knepper
(262)796-4576-Phone
(262)-796-4400-Fax

Wisconsin Insurance Security Fund
2445 Darwin Road
Suite 101
Madison, WI 53704
(608) 242-9473-Phone
(608) 242-9472-Fax

Wisconsin Insurance Plan
700 W Michigan St Ste 320
Milwaukee WI 53233-2415
(414) 291-5353 Phone

Wisconsin Auto Insurance Plan
P.O. Box 3080
Milwaukee, WI 53201
(414) 479-2609

* Note: Workers Compensation Rating Bureau membership is required prior to authorization of the workers compensation line of authority. Other associations are consequence of licensure, and do not require prior applications for membership.

WY

Wyoming Health Insurance Pool, W.S. 26-43-101 et seq.;

Life & Health Insurance Guaranty Association, W.S. 26-42-101 et seq.

Insurance Guaranty Association, W.S. 26-31-101 et seq.

Wyoming Small Employer Health Reinsurance Program, W.S. 26-19-307 through W.S. 26-19-312