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Discuss Feedback from exposure question. Comments due by email to jcook@naic.org COB March 24. 

Regulators have observed index annuity disclosures that suggest annual returns can range from 10%-25% for several years. This has brought up potential concerns around whether consumers are receiving reasonable expectations regarding future performance upon purchasing an annuity. What are both short-term and long-term approaches to ensure consumers receive reasonable expectations for index annuity returns at the point-of-sale?

• Please keep any comments at a high-level regarding potential direction for the Working Group and types of proposals, rather than providing specific proposals themselves
• In addition, please feel free to include any comments related to disclosures around newly-developed indices and any other elements related to the concerns described above