Prod Serv - Kimball Award

Spencer L. Kimball Writing Award

Spencer Le Van Kimball was a world-renowned scholar on insurance law and regulation, who was deeply admired for his integrity, keen insight and zeal for "getting it right." Much of his work in insurance law remains a model for insurance codes today, most notably in the areas of guaranty funds and insurance liquidations.

As an active member of the JIR Board of Directors for nearly 15 years, Kimball played a key role in helping improve the quality and quantity of research on insurance regulatory issues. In 1996, the JIR Article Award was renamed the Spencer L. Kimball Writing Award in honor of Kimball's many contributions to the pages of the JIR and to its various committees.

The Spencer L. Kimball Writing Award acknowledges and encourages outstanding contributions to the Journal of Insurance Regulation. One article is chosen each year for this prestigious $2,000 award.

Year Awarded	Author(s)	Article	Publication Date
2019	Jeffrey S. Paterson Cathryn M. Meegan	Too Close for Comfort: Diminished Effectiveness of Ratio-Based Solvency Monitoring When Insurers Are Located Close to Their State Insurance Regulators	2019 (Vol. 38, No. 10)
2018	Thomas Miller	Analyzing the Impact of Time Horizon, Volatility and Profit Margins on Solvency Capital: Proposing a New Model for the Global Regulation of the Insurance Industry	2018 (Vol. 37, No. 4)
2017	Charles C. Yang Hong-Jen Lin	The (Mis) alignment of Health Insurers' Efficiency Measures from Different Perspectives and Their (Un)linkage with Financial Ratios and Asset Allocation	2017 (Vol. 36, No. 8)
2016	N/A
2015	Jing Ai Patrick L. Brockett Linda L. Golden Utai Pitaktong	How to set Rates if you must: An Efficiency-Based Methodology for Setting Promulgated Insurance Rates with an Application to Title Insurance	2015 (Vol. 34, No. 7)
2014	Martin Eling David Pankoke	Basis Risk, Procyclicality, and Systemic Risk in the Solvency II Equity Risk Module	2014 (Vol. 33, No. 1)
2013	Robert W. Klein Martin F. Grace Sharon Tennyson	The Effects of Regulatory Reforms in the South Carolina Auto Insurance Market	2013 (Vol. 32, No. 1)
2012	Robert E. Hoyt Andre P. Liebenberg L. Lee Colquitt Stephen G. Fier	Robert E. Hoyt, Andre P. Liebenberg, L. Lee Colquitt, Stephen G. Fier	2012 (Vol. 31, No. 7)
2011	Dwight Jaffee Howard Kunreuther Erwann Michel-Kerjan	Long-Term Property Insurance	2010 (Vol. 29, No. 7)
2010	Beck A. Taylor Tracey A. LaPierre James W. Henderson Christopher J. Conover J. Allen Seward	Estimating the Impact of State Health Insurance Mandates on Premium Costs in the Individual Market	Spring 2009 (Vol. 27, No. 3)
2009	Martin Eling Ines Holzmuller	An Overview and Comparison of Risk-Based Capital Standards	Summer 2008 (Vol. 26, No. 4)
2008	Robert Puelz	Lessons from the Texas Homeowners Insurance Crisis	Spring 2007 (Vo. 25, No. 3)
2007	George Galster	Do Home Insurance Base Premium-Setting Policies Create Disparate Racial Impacts? The Case of Large Insurance Companies in Ohio	Summer 2006 (Vol. 24, No. 4)
2006	Howard Kunreuther Mark V. Pauly	Terrorism Losses and All Perils Insurance	Summer 2005 (Vol. 23, No. 4)
2005	Robert W. Cooper	Responding to Alleged Fraud in Certain Broker Compensation Arrangements: The Need for a More Transparent Crisis Management Process for Regulators – Part 1	Winter 2004 (Vol. 23, No. 2)
2004	N/A
2003	N/A
2002	N/A
2001	Craig Richardson Mark A. Hall	Agents' Behavior Under Health Insurance Market Reforms	Spring 2000 (Vol. 18, No. 3)
2000	William M. Sneed	The McCarran-Ferguson Act and Insurance Insolvency: Judicial Developments Since United States Dep't of Treasury v. Fabe	Summer 1999 (Vol. 17, No. 4)
1999	Patrick P. Fee Robert W. Klein Martin Grace Scott E. Harrington	Identifying Troubled Insurers: An Analysis of the NAIC FAST System	Spring 1998 (Vol. 16, No. 3)
1998	Rade T. Musulin	Issues in Regulatory Acceptance of Computer Modeling for Property Insurance Ratemaking	Spring 1997 (Vol. 15, No. 3)
1997	William T. Moore Julie A.B. Cagle Robert L. Lippert Kenneth W. Faig, Jr.	Demutualization in the Property-Liability Insurance Industry Diversity of State Valuation Laws and Regulations: Opportunity or Curse?	Spring 1996 (Vol. 14, No. 3) Winter 1996 (Vol. 15 No. 2
1996	Robert W. Klein Michael M. Barth Robert Hoyt Reesa Williams	Solvency Monitoring in the Twenty-First Century The Effectiveness of Catastrophe Futures as a Hedging Mechanism for Insurers: An Empirical and Regulatory Analysis	Spring 1995 (Vol. 13, No. 3) Fall 1995 (Vol. 14, No. 1)