Journal of Insurance Regulation

A Framework for Defining a Role for Insurers in "Uninsurable" Risks: Insights from COVID-19

Kunreuther, Howard
Schupp, Jason

First published: 08 December 2021 | https://doi.org/10.52227/25093.2021

Abstract

Recognizing the challenges facing insurers and the public sector in dealing with the COVID-19 pandemic, this paper proposes a decision-making framework for evaluating the performance of risk management strategies for dealing with the impacts of risks traditionally considered by insurers as uninsurable. We discuss three alternative options through which the property/casualty (P/C) industry may be able to play a role in supporting businesses, nonprofits, and the public sector in managing future pandemics and other catastrophic and systemic risks.

DOI: https://doi.org/10.52227/25093.2021

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