Insurance Departments
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Kentucky
Sharon P. Clark, a veteran of Kentucky state government, was appointed Commissioner of the Department of Insurance (DOI) on January 6, 2020. She previously served as Commissioner of the DOI from July 2008 to January 2016 and has the longest tenure as Kentucky’s Commissioner since the Department was established in May 1870.
Commissioner Clark was the first director of the DOI’s Consumer Protection and Education Division, a position she held for five years. Under her leadership, the Department hired its first ombudsman, added consumer education and outreach functions, as well as strengthened enforcement efforts by expanding the number of consumer complaint investigators.
Commissioner Clark served as the chair of the Kentucky Health Benefit Exchange Advisory Board during its inaugural year and continues as a board member. She is a member of the Kentucky Group Health Insurance Board and during her first tenure as Commissioner served as an officer of the National Association of Insurance Commissioners (NAIC) and chair of the NAIC’s Market Regulation and Consumer Affairs Committee. Clark was also an officer for the NAIC’s Southeastern Zone and a past secretary-treasurer for the National Insurance Producer Registry Board.
For 2023 Commissioner Clark is a member of the NAIC Executive (EX) Committee and the Internal Administration (EX1) Subcommittee and serves as vice chair of the Financial Regulation Standards and Accreditation (F) Committee, vice chair of the Producer Licensing (D) Task Force, chair of the Regulatory Framework (B) Task Force, a member of the Market Regulation and Consumer Affairs (D) Committee and serves on various other task force groups. She is also a member of the of the National Insurance Producer Registry (NIPR) Board of Directors.
Prior to being appointed Insurance Commissioner, Clark worked at the Finance and Administration Cabinet. She also held positions for the Kentucky House of Representatives, the Public Service Commission, and the former Workforce Development Cabinet.
She earned bachelor’s and master’s degrees from the University of Kentucky.
Clark and her husband have two daughters and four grandchildren.
Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602-0517
United States
Primary Phone Number:
Primary Fax Number:
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Department
Category
Contact
Phone
Email
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Kentucky
Agent Licensing
Lee Ellen Webb
Director, Licensing DivisionLeeEllen.Webb@ky.gov
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Kentucky
Annual Statements
Victoria Lloyd
Director, Financial Standards and Examination DivisionVictoria.Lloyd@ky.gov
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Kentucky
Communications and Public Outreach
Ricki Gardenhire
Public Protection Cabinet Information OfficerRicki.Gardenhire@ky.gov
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Kentucky
Company Licensing
Victoria Lloyd
Director, Financial Standards and Examination DivisionVictoria.Lloyd@ky.gov
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Kentucky
Consumer Complaints and Inquires
Debbie Stamper
Director, Consumer Protection and Market ConductDebbie.Stamper@ky.gov
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Kentucky
Department Counsel
Benjamin D. Siegel
General CounselBenjamin.Siegel@ky.gov
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Kentucky
Department Liquidator/Rehabilitator
Sharon P. Clark
Department Liquidator/Commissioner -
Kentucky
Examinations - Financial
Jeff Gaither
Chief Financial Examiner, Financial Standards and Examination DivisionJeff.Gaither@ky.gov
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Kentucky
Examinations - Market Regulation
Ron Kreiter
Chief Examiner, Market ConductRon.Kreiter@ky.gov
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Kentucky
Fees - Companies
Gina Metts
Financial Standards and Examination DivisionGina.Metts@ky.gov
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Kentucky
Health and Life Insurance (including policy and form filing)
Angela Raley
Acting Director of the Health and Life DivisionAngela.Raley@ky.gov
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Kentucky
Information Technology
Satish Akula
Executive Director, Public Protection Cabinet Office of Information TechnologySatish.Akula@ky.gov
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Kentucky
Insurance Fraud Investigations
Juan Garrett
Director, Insurance Fraud Investigation DivisionJuan.Garrett@ky.gov
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Kentucky
InsurTech
Satish Akula
Executive Director, Public Protection Cabinet Office of Information TechnologySatish.Akula@ky.gov
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Kentucky
Local Government Premium Tax
John Hord
Insurance Program ManagerJohn.Hord@ky.gov
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Kentucky
NAIC Liaison
Debbie Stamper
Director, Consumer Protection and Market ConductDebbie.Stamper@ky.gov
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Kentucky
Property & Casualty Insurance (including policy and form filing)
Sue Hicks
Director, Property and Casualty DivisionSusanH.Hicks@ky.gov
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