Skip to main content

Insurance Departments

Find contact information for insurance departments and local insurance agents, or file a complaint.

Massachusetts

Michael T. Caljouw

Commissioner

Northeast Zone

Visit Website Explore Careers Directory

Michael T. Caljouw was appointed as Massachusetts’ Insurance Commissioner by Gov. Maura Healey in October 2024. As Commissioner, he oversees the Massachusetts insurance market, an approximately $70 billion industry that historically ranks near the top 10 largest markets in the country and 27th globally.

Commissioner Caljouw is committed to ensuring stable, affordable, and transparent insurance markets while safeguarding consumer interests. With more than three decades of experience in both public and private sectors, he has been the primary regulator of mergers and acquisitions across the insurance industry. He has led on emerging regulatory and policy issues, including comprehensive Massachusetts insolvency and cost containment laws.

Prior to this role, he directed Blue Cross Blue Shield of Massachusetts’ regulatory and policy portfolio, supervising their contracts division and the implementation of laws and regulations. Previously, he spent a decade in Massachusetts government, serving as general counsel to the Massachusetts Division of Insurance and as deputy director, general counsel, and chief of staff for the Office of Consumer Affairs and Business Regulation. Additionally, he was senior counsel at a national law firm and chief of staff and legal counsel to the Massachusetts Senate Minority Leader.

Commissioner Caljouw has taught at Boston University School of Law and is a frequent lecturer on critical regulatory and policy issues. He chairs the Board of Advisors of the Rappaport Center for Law and Public Policy and is an active mentor to emerging leaders in public policy and insurance regulation. His contributions have been recognized with several honors, including the Better Government Award, Suffolk University Law School’s Outstanding Alumni Service Award, and the Arthritis Foundation’s Community Warrior Award.

Commissioner Caljouw earned a Juris Doctor (J.D.) cum laude from Suffolk University Law School (Boston, MA) and a bachelor’s degree from Williams College (Williamstown, MA).

Office Information
Main

Massachusetts Division of Insurance
1000 Washington Street
8th Floor
Boston, MA 02118-6200
United States

Primary Phone Number:

Primary Fax Number:

  • Department

    Category

    Contact

    Phone

    Email

  • Massachusetts

    Vacant
    First Deputy Commissioner

  • Massachusetts

    Administration

    Dorothy Raymond
    Director

    (617) 521-7362

    dorothy.k.raymond@mass.gov

  • Massachusetts

    Annual Statement

    Amy Blue
    Licensing Coordinator

    (617) 521-7560

    amy.blue@mass.gov

  • Massachusetts

    Company Licensing

    Debra Kaplan
    Director of Financial Surveillance and Company Licensing

    (617) 521-7397

    debra.e.kaplan@mass.gov

  • Massachusetts

    Consumer Services

    Gregory Weydt
    Director of Consumer Services

    (617) 521-7413

    gregory.weydt@mass.gov

  • Massachusetts

    Deposits

    Nhi Tang
    Insurance Examiner

    (617) 521-7437

    nhi.tang@mass.gov

  • Massachusetts

    Financial and Market Regulation

    John Turchi
    Financial and Market Regulation and Deputy Commissioner

    (617) 521-7701

    john.turchi@mass.gov

  • Massachusetts

    Financial Examinations

    Jim McCarthy
    Director of Financial Examination and Chief Financial Examiner

    (617) 521-7417

    james.a.mccarthy@mass.gov

  • Massachusetts

    Financial Surveillance

    Debra Kaplan
    Director of Financial Surveillance and Company Licensing

    (617) 521-7397

    debra.e.kaplan@mass.gov

  • Massachusetts

    Health Care Access Bureau

    Kevin P. Beagan
    Director of Health Care Access Bureau and Deputy Commissioner

    (617) 521-7323

    kevin.beagan@mass.gov

  • Massachusetts

    InsurTech

    Jackie Horigan
    Deputy Commissioner, Product Regulation and Innovation

    (617) 521-7461

    jackie.horigan@mass.gov

  • Massachusetts

    Legal

    Christopher Joyce
    General Counsel and Deputy Commissioner

    (617) 521-7387

    christopher.m.joyce@mass.gov

  • Massachusetts

    Legal

    Geoffrey Wood
    Deputy General Counsel

    (617) 521-7360

    geoffrey.wood@mass.gov

  • Massachusetts

    Market Conduct

    Mary Lou Moran
    Director of Market Conduct

    (617) 521-7311

    marylou.moran@mass.gov

  • Massachusetts

    Producer Licensing

    Shauna Pike
    Director of Producer Licensing

    (617) 521-7329

    shauna.pike@mass.gov

  • Massachusetts

    Product Regulation

    Jackie Horigan
    Deputy Commissioner, Product Regulation and Innovation

    (617) 521-7461

    jackie.horigan@mass.gov

  • Massachusetts

    Rate and Form Filing - Life & Health

    Sheri Cullen
    Director of Policy Form Review

    (617) 521-7481

    sheri.cullen@mass.gov

  • Massachusetts

    Rate and Form Filing - Property & Casualty

    Sheri Cullen
    Director of Policy Form Review

    (617) 521-7481

    sheri.cullen@mass.gov

  • Massachusetts

    State Rating Bureau

    Matthew Mancini
    Director

    (617) 521-7459

    matthew.mancini@mass.gov

Find an Insurance Agent

Select a state or jurisdiction to search for an insurance agent.

Select State

File a Complaint

Having a problem with an insurance company or agent? Find your state insurance department and file a complaint.

Select State

InsurTech, Innovation & Technology Contacts

Find state contacts ready to introduce you to the regulatory process.