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New Jersey

Justin Zimmerman

Commissioner

Northeast Zone

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Justin Zimmerman was appointed to lead the New Jersey Department of Banking and Insurance by Governor Phil Murphy in June 2023. The State Senate unanimously confirmed his nomination on Oct. 28, 2024, and he was sworn in on Nov. 4, 2024.

As Commissioner, Zimmerman serves as the chief regulator of New Jersey’s insurance industry, one of the largest in the nation, all state-chartered banks and credit unions, as well as consumer finance licensees.  He also leads Get Covered New Jersey, the state’s official health insurance marketplace. 

Zimmerman joined the Department in January 2018, serving as the Department’s Chief of Staff, where he oversaw the executive management team and managed all aspects of the department’s policy implementation, under the direction of the Commissioner.

During his tenure as Chief of Staff, the department developed and implemented numerous consumer protections and programs impacting countless New Jerseyans, including New Jersey’s out of network law, student loan protections, mortgage servicers licensing, expanding access to reproductive health care and Get Covered New Jersey. Since its inception in 2020, Get Covered New Jersey transformed New Jersey’s health insurance landscape for consumers in the individual market, ensuring that more New Jerseyans have greater access to quality, affordable health insurance. New Jersey was the first in the nation to open its marketplace with enhanced state subsidies that lower premiums for most enrollees.

Zimmerman also coordinated the Department’s COVID-19 response, working with regulated entities across all sectors to provide relief to New Jersey’s residents during the pandemic, ranging from insurance premium relief and mortgage forbearance to student loan relief and the expansion of telemedicine without cost sharing.

Commissioner Zimmerman has built an extensive career in public service. Prior to joining Governor Murphy's Administration, Zimmerman served as Chief of Policy and Legislation to the New Jersey State Senate President Pro Tempore, where he focused on expanding access to quality affordable healthcare for New Jerseyans, expansion of voting rights and civil rights. He began his career as a public servant working as a Briefing Aide to Governor Jon Corzine and Director of Legislative and Intergovernmental Affairs for the New Jersey Department of State. Prior to joining government service, he was an organizer in Morris County, New Jersey and Harrisburg, Pennsylvania.

Zimmerman was born and raised in New Jersey, growing up in Essex and Union Counties. He received his Bachelor of Arts from Mary Washington College.  He lives in Verona with his wife, Laura, and their two children.

Office Information
Street Address

New Jersey Department of Banking and Insurance
20 W. State Street
Trenton, NJ 08608
United States

Mailing Address

New Jersey Department of Banking and Insurance
P.O. Box 325
Trenton, NJ 08625-0325
United States

Primary Phone Number:

Primary Fax Number:

  • Department

    Category

    Contact

    Phone

    Email

  • New Jersey

    Justin Zimmerman
    Commissioner

    (609) 633-7667

    justin.zimmerman@dobi.nj.gov

  • New Jersey

    Agent Licensing

    Ruth Jackson
    Supervisor, Insurance Producer Licensing

    (609) 292-7272 x 50587

    ruth.jackson@dobi.nj.gov

  • New Jersey

    Annual Statements

    Joann Jones
    Technical Assistant II

    (609) 292-7272 x 50085

    joann.jones@dobi.nj.gov

  • New Jersey

    Annual Statements

    Nakia Reid
    Manager - Solvency Regulation

    (609) 940-7613

    nakia.reid@dobi.nj.gov

  • New Jersey

    Captive Insurance

    Aileen Egan
    Chief of Market Development and Stakeholder Relations

    (609) 940-7457

    aileen.egan@dobi.nj.gov

  • New Jersey

    Company Licensing

    Nakia Reid
    Manager - Solvency Regulation

    (609) 940-7613

    nakia.reid@dobi.nj.gov

  • New Jersey

    Consumer Complaints and Inquiries

    Vacant
    Assistant Commissioner, Consumer Protection Services

  • New Jersey

    Department Counsel

    James A. Carey, Jr., DAG, Office of the New Jersey Attorney General
    Section Chief

    (609) 984-8469

    james.carey@dol.lps.state.nj.us

  • New Jersey

    Deposits

    Nakia Reid
    Manager - Solvency Regulation

    (609) 940-7613

    nakia.reid@dobi.nj.gov

  • New Jersey

    Examinations - Agent

    Vacant
    Assistant Commissioner, Consumer Protection Services

  • New Jersey

    Financial Analysis

    Paul Lupo
    Supervising Insurance Examiner Solvency Regulation

    (609) 940-7363

    paul.lupo@dobi.nj.gov

  • New Jersey

    Fraud Deterrence Bureau

    Richard Besser
    Chief of Investigations

    (609) 292-7272 x 50693

    richard.besser@dobi.nj.gov

  • New Jersey

    Health Insurance

    Ellen DeRosa
    Executive Director, Individual Health Coverage Program and Small Employer Health Benefits Program

    (609) 940-7608

    ellen.derosa@dobi.nj.gov

  • New Jersey

    InsurTech

    Vacant
    Assistant Commissioner, Property and Casualty

  • New Jersey

    Legislative Liaison

    Martin Sumners
    Director of Legislative and Regulatory Affairs

    (609) 292-7272

  • New Jersey

    Life Insurance

    Olukemi Sotimehin
    Chief, Life Bureau

    (609) 940-7597

    olukemi.sotimehin@dobi.nj.gov

  • New Jersey

    Market Analysis, Market Conduct Examinations and Antifraud Compliance

    Ralph Boeckman
    Manager, Market Conduct and Antifraud Compliance

    (609) 940-7467

    ralph.boeckman@dobi.nj.gov

  • New Jersey

    Policy and Form Filing - Property & Casualty

    Vacant
    Assistant Commissioner, Property and Casualty

  • New Jersey

    Premium Tax

    Tanveer Ahmed
    Examiner II

    (609) 292-7272 x 50413

    tanveer.ahmed@dobi.nj.gov

  • New Jersey

    Property & Casualty - Commercial Lines

    Vacant
    Assistant Commissioner, Property and Casualty

  • New Jersey

    Property & Casualty - Personal Lines

    Vacant
    Assistant Commissioner, Property and Casualty

  • New Jersey

    Public Affairs

    Trish Graber
    Director

    (609) 292-5064

    trish.graber@dobi.nj.gov

  • New Jersey

    Regulations

    Denise Illes
    Chief, Office of Regulatory Affairs

    (609) 292-7272

    legsregs@dobi.nj.gov

  • New Jersey

    Statistical Reporting

    Sam Sacky
    Actuarial Analyst

    (609) 292-7272 x 50360

    samual.sacky@dobi.nj.gov

  • New Jersey

    Workers' Compensation

    Bonnie Piacentino
    Executive Director, NJ Compensation Rating and Inspection Bureau

    (973) 622-6014

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