Insurance Departments
Find contact information for insurance departments and local insurance agents, or file a complaint.
New Jersey
Justin Zimmerman was appointed to lead the New Jersey Department of Banking and Insurance by Governor Phil Murphy in June 2023. The State Senate unanimously confirmed his nomination on Oct. 28, 2024, and he was sworn in on Nov. 4, 2024.
As Commissioner, Zimmerman serves as the chief regulator of New Jersey’s insurance industry, one of the largest in the nation, all state-chartered banks and credit unions, as well as consumer finance licensees. He also leads Get Covered New Jersey, the state’s official health insurance marketplace.
Zimmerman joined the Department in January 2018, serving as the Department’s Chief of Staff, where he oversaw the executive management team and managed all aspects of the department’s policy implementation, under the direction of the Commissioner.
During his tenure as Chief of Staff, the department developed and implemented numerous consumer protections and programs impacting countless New Jerseyans, including New Jersey’s out of network law, student loan protections, mortgage servicers licensing, expanding access to reproductive health care and Get Covered New Jersey. Since its inception in 2020, Get Covered New Jersey transformed New Jersey’s health insurance landscape for consumers in the individual market, ensuring that more New Jerseyans have greater access to quality, affordable health insurance. New Jersey was the first in the nation to open its marketplace with enhanced state subsidies that lower premiums for most enrollees.
Zimmerman also coordinated the Department’s COVID-19 response, working with regulated entities across all sectors to provide relief to New Jersey’s residents during the pandemic, ranging from insurance premium relief and mortgage forbearance to student loan relief and the expansion of telemedicine without cost sharing.
Commissioner Zimmerman has built an extensive career in public service. Prior to joining Governor Murphy's Administration, Zimmerman served as Chief of Policy and Legislation to the New Jersey State Senate President Pro Tempore, where he focused on expanding access to quality affordable healthcare for New Jerseyans, expansion of voting rights and civil rights. He began his career as a public servant working as a Briefing Aide to Governor Jon Corzine and Director of Legislative and Intergovernmental Affairs for the New Jersey Department of State. Prior to joining government service, he was an organizer in Morris County, New Jersey and Harrisburg, Pennsylvania.
Zimmerman was born and raised in New Jersey, growing up in Essex and Union Counties. He received his Bachelor of Arts from Mary Washington College. He lives in Verona with his wife, Laura, and their two children.
New Jersey Department of Banking and Insurance
20 W. State Street
Trenton, NJ 08608
United States
New Jersey Department of Banking and Insurance
P.O. Box 325
Trenton, NJ 08625-0325
United States
Primary Phone Number:
Primary Fax Number:
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Department
Category
Contact
Phone
Email
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New Jersey
Agent Licensing
Ruth Jackson
Supervisor, Insurance Producer Licensingruth.jackson@dobi.nj.gov
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New Jersey
Annual Statements
Joann Jones
Technical Assistant IIjoann.jones@dobi.nj.gov
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New Jersey
Annual Statements
Nakia Reid
Manager - Solvency Regulationnakia.reid@dobi.nj.gov
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New Jersey
Captive Insurance
Aileen Egan
Chief of Market Development and Stakeholder Relationsaileen.egan@dobi.nj.gov
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New Jersey
Company Licensing
Nakia Reid
Manager - Solvency Regulationnakia.reid@dobi.nj.gov
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New Jersey
Consumer Complaints and Inquiries
Vacant
Assistant Commissioner, Consumer Protection Services -
New Jersey
Department Counsel
James A. Carey, Jr., DAG, Office of the New Jersey Attorney General
Section Chiefjames.carey@dol.lps.state.nj.us
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New Jersey
Examinations - Agent
Vacant
Assistant Commissioner, Consumer Protection Services -
New Jersey
Financial Analysis
Paul Lupo
Supervising Insurance Examiner Solvency Regulationpaul.lupo@dobi.nj.gov
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New Jersey
Fraud Deterrence Bureau
Richard Besser
Chief of Investigationsrichard.besser@dobi.nj.gov
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New Jersey
Health Insurance
Ellen DeRosa
Executive Director, Individual Health Coverage Program and Small Employer Health Benefits Programellen.derosa@dobi.nj.gov
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New Jersey
InsurTech
Vacant
Assistant Commissioner, Property and Casualty -
New Jersey
Legislative Liaison
Martin Sumners
Director of Legislative and Regulatory Affairs -
New Jersey
Life Insurance
Olukemi Sotimehin
Chief, Life Bureauolukemi.sotimehin@dobi.nj.gov
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New Jersey
Market Analysis, Market Conduct Examinations and Antifraud Compliance
Ralph Boeckman
Manager, Market Conduct and Antifraud Complianceralph.boeckman@dobi.nj.gov
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New Jersey
Policy and Form Filing - Property & Casualty
Vacant
Assistant Commissioner, Property and Casualty -
New Jersey
Property & Casualty - Commercial Lines
Vacant
Assistant Commissioner, Property and Casualty -
New Jersey
Property & Casualty - Personal Lines
Vacant
Assistant Commissioner, Property and Casualty -
New Jersey
Regulations
Denise Illes
Chief, Office of Regulatory Affairslegsregs@dobi.nj.gov
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New Jersey
Statistical Reporting
Sam Sacky
Actuarial Analystsamual.sacky@dobi.nj.gov
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New Jersey
Workers' Compensation
Bonnie Piacentino
Executive Director, NJ Compensation Rating and Inspection Bureau
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