What we do: Provide research and education to drive discussion and advance thought leadership as well as action on current and emerging insurance issues amongst insurance commissioners, policymakers, industry and academics.

What's New?

Milestones in Racial Discrimination within the Insurance Sector

Milestones in Racial Discrimination within the Insurance Sector

CIPR partnered with The Insurance Library to compile a timeline of historical events and regulatory actions relating to discrimination in the insurance industry. Read the full report here.

Rising Health Care Costs: Drivers, Challenges and Solutions

Disaster Preparedness & COVID-19

Assessment of COVID-19 Recession on Health Insurance Coverage Enrollments

Assessment of COVID-19 Recession on Health Insurance Coverage Enrollments

This CIPR report investigates the impact of COVID-19 on the health insurance ACA marketplace enrollment by providing a comparison between the estimates from three main studies and the latest available actual marketplace enrollment data for twelve state-based marketplaces.

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Special Enrollment Periods for Health Insurance Marketplaces: Insights from Wisconsin School of Business Survey of Insurance Experts

Pandemic Special Enrollment Periods: Insights from WSB Survey of Insurance Experts

NAIC’s independent research division, the Center for Insurance Policy and Research partnered with the Wisconsin School of Business (WSB) Insurance Experts Panel to find out the extent to which insurance experts agree or disagree on recent major public policy issues related to opening special enrollment periods. The more than 50 insurance experts on the WSB Insurance Experts Panel provided their insights. The findings in this report do not necessarily reflect the opinions of the NAIC or its commissioners.

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Historical NAIC Proceedings Report from the NAIC CIPR Research Library: Disease Outbreaks

Historical NAIC Proceedings Report from the NAIC CIPR Research Library: Disease Outbreaks

The NAIC CIPR Research Library team recently wrote a report addressing disease and related outbreaks from our research findings in the historical NAIC Proceedings. Included is a table with 26 references from the Proceedings that we used to summarize the report.

Historical Context of NAIC Conversations Surrounding Disease Outbreaks: A retrospective from the NAIC Proceedings

Pandemic Business Interruption Insurance Coverage: Insights from WSB Survey of Insurance Experts

Pandemic Business Interruption Insurance Coverage: Insights from WSB Survey of Insurance Experts

NAIC’s independent research division, the Center for Insurance Policy and Research partnered with the Wisconsin School of Business (WSB) Insurance Experts Panel to find out the extent to which insurance experts agree or disagree on recent major public policy issues related to BI coverage. The more than 50 insurance experts on the WSB Insurance Experts Panel provided their insights. The findings in this report do not necessarily reflect the opinions of the NAIC or its commissioners.

Click here to learn more

CIPR Pandemic Resources

Journal of Insurance Regulation - Special call for articles related to COVID-19

Contact Us

Jeff Czajkowski
Director, Center for Insurance Policy and Research (CIPR)
816-783-8005
jczajkowski@naic.org

Eryn Campbell
Senior Research Librarian
816-783-8253
Eecampbell@naic.org

Connie Roland
Research Librarian II
816-783-8255
CRoland@naic.org

Stacey Mitchell
Research Librarian II
816-783-8254
smitchell@naic.org

Lisa Groshong
Communications Research Scientist
816-783-8822
lgroshong@naic.org

Paula Harms
Sr. Research Analyst
816-783-8614
pharms@naic.org

Hanchun Zhang
Post-doctoral Researcher
212-386-1927
hzhang1@naic.org

Juan Zhang
Post-doctoral Researcher
816-783-8319
jzhang3@naic.org

NAIC Central Office
Center for Insurance Policy & Research
1100 Walnut Street
Suite 1500
Kansas City, MO 64106-2197
(816)842-3600

Topics & Key Initiatives

This A-Z listing provides information on a range of insurance regulatory issues. Click on an issue for a brief abstract, support documents, testimony, presentations and NAIC actions.

Events & Education

The NAIC CIPR offers a forum to serve federal and state lawmakers, federal and state regulatory agencies, international regulatory agencies, and insurance consumers.

Journal of Insurance Regulation (JIR)

The JIR is a forum for opinion and discussion of major regulatory and public policy issues in insurance. It strives to make state insurance departments more aware of the cutting-edge, high-quality research occurring in the regulation arena.

CIPR Research

The CIPR conducts in-depth research on insurance issues to provide useful information to state regulators, policyholders, consumer advocates, industry members and other state, federal and international policymakers.

Library

The NAIC Research Library provides research and reference services to NAIC employees and state insurance departments.

News Letters

The CIPR Newsletter informs on the latest NAIC actions, key issues, trends and risks that affect the insurance industry to provide a unique insight into the major challenges that face the regulatory community.