Learn more about Pharmacy Benefit Managers and what state insurance regulators are working on in this area.

Research proposal submissions are invited relating to a NAIC key initiative - climate/natural catastrophe risk and resiliency. The deadline for submission is May 29, 2020.

Be sure to check out these newly published articles in the Journal of Insurance Regulation:

• Social Media Liability Exposures
• Prescription Drug Insurance Plans:  Potential Cost Reductions and the Pass-Through of Manufacturer Pharmaceutical Rebates to Premiums
• Too Close for Comfort:  Diminished Effectiveness of Ratio-Based Solvency Monitoring When Insurers Are Located Close to Their State Insurance Regulators

The 1919 Influenza Epidemic and Insurance.pdf

The NAIC Research Library compiled a brief historical report from the 1919 NAIC Proceedings highlighting important insurance issues of the time and their respective impact on the insurance industry.  In this issue, read how the 1918  influenza epidemic spurred a data report from the Connecticut state insurance department about how the pandemic influenced insurance health and life markets during that time.

Use this resource to learn more about disaster resilience in your state.

CIPR State Resiliency Map

Like many industries, the auto sector is facing significant change as the autonomous vehicle (AV) revolution likely brings a fundamental shift from personal ownership to shared mobility. Consequently, regulators and policymakers will need to consider how levels of automation impact liability, safety, privacy and cybersecurity.The NAIC/CIPR conducted a webinar on Dec. 18, 2019 which addressed the recent technological advancements and federal regulatory actions with driverless technologies. The webinar also examined the current state of autonomos vehicle technology, the ways auto insurance can adapt to this changing risk landscape, and regulations that will need to be revisited and updated alongside autonomous technology development.

Webinar replay: http://naic.adobeconnect.com/pxmn1oel9okq/

Presentations:

• Silent Majority Strategies
• Travelers

Travelers White Paper (Insuring Autonomy)

The NAIC Center for Insurance Policy and Research (CIPR) held its Fall program, “The State of Long-Term Care Insurance,” on December 6, 2019 during the NAIC Fall National Meeting. More than 400 attended the program which discussed regulatory, consumer and industry perspectives on the long-term care insurance (LTCI) market.

A replay of the event can be found here:

Time To Dust Off the Anti-Rebating Laws

The NAIC/CIPR Research Library has compiled a summary of recent legislation, reports, and news coverage about health reinsurance in regard to Section 1332 State Innovation Waivers. The Library’s Regulator Insights series is aimed at assisting regulators in quickly understanding the breadth and depth of recent information produced on a key topic of interest across media and academic sources.

• Regulator Insights: Reinsurance in Healthcare