Proposed Revised 2026 Charges

1. The Health Care Affordability and Mitigation (B) Working Group shall:
   
   1. Discuss state efforts related to health care—i.e., access, insurance plan designs, underlying medical and prescription drug costs, stability for health care and insurance as a whole, health insurer and provider consolidation or competition, the use of data in regulatory and policy decision-making, and health care delivery and financing models—to achieve better patient outcomes, reduce disparities in coverage and affordability, and lower spending trends.
   2. Examine factors that contribute to rising health care costs and insurance premiums as well as coverage losses. Review state initiatives to address cost drivers, consumer affordability, disparities in coverage, and coverage continuity.
   3. Explore sources and methods for state insurance regulators to obtain data to inform health reform initiatives.
   4. Disseminate materials and reports, via the NAIC, to the states and the U.S. territories wishing to utilize the information gathered by the Working Group.
   5. Take up other matters as directed by the Health Insurance and Managed Care (B) Committee.

2026 Charges

1. The Health Innovations (B) Working Group shall:
   
   1. Gather and share information, best practices, experience and data to inform and support health innovation at the state and national levels, including, but not limited to, state flexibility options through the ACA and other health insurance-related policy initiatives.
   2. Discuss state innovations related to health care—i.e., access, insurance plan designs, underlying medical and prescription drug costs, stability for health care and insurance as a whole, health insurer and provider consolidation or competition, the use of data in regulatory and policy decision-making, and health care delivery and financing models—to achieve better patient outcomes, reduce disparities in coverage and affordability, and lower spending trends.
   3. Explore sources and methods for state insurance regulators to obtain data to inform health reform initiatives.
   4. Disseminate materials and reports, via the NAIC, to the states and the U.S. territories wishing to utilize the information gathered by the Working Group.
   5. Take up other matters as directed by the Health Insurance and Managed Care (B) Committee.