System for Electronic Rates and Forms Filing

Quick Filings, Stronger Protections

Systems for Electronic Rates & Forms Filing (SERFF) is the most cost-effective and efficient way to submit rates and forms filings to the states and jurisdictions. The form submittal, document management and review access provided by the platform accelerates the pace of market-entry for new and renewing products, while ensuring compliance with consumer protection requirements.

Modernization Project Underway

We're modernizing SERFF with a multi-year upgrade to deliver faster, smarter, and more intuitive filings. New features and technologies will streamline workflows, cut costs, and improve the experience for regulators and insurers alike.

Learn More About Project

Getting Started, Training, and Tutorials

We offer comprehensive resources to help users get started and master the filing process. New and returning users can access on-demand tutorials, detailed user guides, and live instructor-led training sessions designed for industry professionals. You can also find licensing guidance, required forms, and support to ensure a smooth implementation and efficient electronic filing experience.
Learn More
Color pieces in the shape of the United States

State Participation

The foundation of SERFF’s nationwide regulatory network is state participation. Each state has its own rules, workflows, and requirements, which means they will also have different points of contact. While each state participates in their own regulatory frameworks, SERFF provides a consistent platform to connect regulators and industry users.

Learn More

Product Steering Committee

This committee brings together regulators, industry representatives, and NAIC stakeholders to discuss the ongoing development of SERFF and gather feedback. Through regular meetings and product updates, members ensure that SERFF is evolving to meet the user’s needs.

Visit Committee

Explore State Filings

SERFF Filing Access provides consumers and stakeholders with convenient online access to publicly available Rate and Form Filings, as well as Health Plan Binder information. Select a participating state for more information. Other states may be in production but have not yet provided links.