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Restructuring Mechanisms (E) Working Group

2023 Membership

2023 Adopted Charges

The Restructuring Mechanisms (E) Working Group will:

  1. Evaluate and prepare a white paper that:

    1. Addresses the perceived need for restructuring statutes and the issues those statutes are designed to remedy. Also, consider alternatives that insurers are currently employing to achieve similar results.
    2. Summarizes the existing state restructuring statutes.
    3. Addresses the legal issues posed by an order of a court (or approval by an insurance department) in one state affecting the policyholders of other states.
    4. Considers the impact that a restructuring might have on guaranty associations and policyholders that had guaranty fund protection prior to the restructuring.
    5. Identifies and addresses the legal issues associated with restructuring using a protected cell.
  2. Consider requesting approval from the Executive (EX) Committee on developing changes to specific NAIC models as a result of findings from the development of the white paper.
Related NAIC Publications


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Dan Daveline 
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Casey McGraw 
Legal Counsel 

Please see the current Committee List for a complete list of committee members.