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Restructuring Mechanisms (E) Working Group

2021 Membership

2021 Adopted Charges

The Restructuring Mechanisms (E) Working Group will:

  1. Evaluate and prepare a white paper that:
    1. Addresses the perceived need for restructuring statutes and the issues those statutes are designed to remedy. Also, consider alternatives that insurers are currently employing to achieve similar results.
    2. Summarizes the existing state restructuring statutes.
    3. Addresses the legal issues posed by an order of a court (or approval by an insurance department) in one state affecting the policyholders of other states.
    4. Considers the impact that a restructuring might have on guaranty associations and policyholders that had guaranty fund protection prior to the restructuring. Complete by the 2021 Summer National Meeting.
  2. Identifies and addresses the legal issues associated with restructuring using a protected cell. Complete by the 2021 Summer National Meeting.
  3. Consider requesting approval from the Executive (EX) Committee on developing changes to specific NAIC models as a result of findings from the development of the white paper. Complete by the 2021 Summer National Meeting.
Related NAIC Publications


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(816) 783-8909

Dan Daveline 
Director, Financial Regulatory Services 

Casey McGraw 
Legal Counsel 

Please see the current Committee List for a complete list of committee members.